Nordic & northern European income — many Fuengirola buyers earn in SEK, NOK, GBP, or EUR abroad. We work with lenders that accept northern European payslips and tax returns without treating every foreign file as high-risk.
Los Boliches & Paseo Marítimo
Mortgage Broker in Fuengirola for International Buyers
Mortgage advice for buyers who want Costa del Sol beach life at a more accessible price point — with excellent links to Málaga airport and the city by train.
Get your free mortgage study
Fuengirola sits in the sweet spot between Marbella's premium prices and Málaga capital's urban pace — a long paseo marítimo, busy beaches, and neighbourhoods like Los Boliches and Torreblanca where apartments often cost noticeably less than equivalent front-line stock to the west. That makes it especially popular with buyers from the UK, Scandinavia, and northern Europe who want a practical second home: close to Málaga Airport, connected by Cercanías rail to the city centre, and walkable to restaurants, supermarkets, and the port.
Non-resident mortgage rules are the same as elsewhere on the coast — typically up to 70% LTV, proof of income from your home country, and a deposit that covers purchase costs on top of the bank's minimum. We assist international buyers purchasing property in Fuengirola, as well as foreign residents who already live here and qualify for resident mortgage rates. We match your profile with banks comfortable financing in Fuengirola's established resort market, not only Marbella-style collateral.
Why buyers choose us in Fuengirola
Fuengirola buyers prioritise connectivity and value — your broker should understand mid-market Costa del Sol stock, not only luxury collateral.
Accessible price brackets — apartments in Los Boliches or inland Torreblanca often sit in a range banks underwrite routinely. We set realistic LTV and deposit expectations before you pay reservation fees on a sea-view flat.
Airport & rail convenience — buyers who visit monthly or quarterly value the 20–30 minute link to Málaga Airport. We coordinate timelines so finance is ready when you fly in for viewings or signing.
Remote until signing — shortlist on the paseo marítimo, submit documents from home, and travel mainly for valuation and notary. We keep your agent updated in English throughout.
How much can you borrow?
Figures vary by bank, nationality, and profile, but these are the benchmarks we see most often for non-resident mortgage Spain applications:
Up to 70%
Maximum loan-to-value (LTV)
Typically up to 70% of the property's appraised value
30–40%
Down payment required
Usually 30–40% of the purchase price, plus purchase costs
20–25 yrs
Loan term
Up to 20–25 years, depending on your age and the bank
Yes
Remote application
Yes — most of the process can be managed from abroad until notary signing
These figures are indicative only. Your exact terms depend on the property, your financial profile, and the bank. Request a free personalised study for numbers tailored to your case.
Fuengirola mortgage questions
Is Fuengirola a good place for a non-resident mortgage?
Yes — Fuengirola is a mature international market with steady demand from European second-home buyers. Banks regularly finance non-residents purchasing in Los Boliches, Torreblanca, and along the paseo marítimo, typically up to 70% LTV subject to appraisal and income. Lower ticket prices than Marbella can mean a more manageable deposit, but you still need to budget for taxes and fees on top.
Do Fuengirola property prices affect my deposit as a foreign buyer?
Your loan is based on the bank's tasación, not the asking price. In established resort blocks, valuations are often closer to sale price than in luxury Marbella stock — but community debt, illegal extensions, or missing licences can still delay approval. We review the property type early so your deposit covers both the bank's requirement and purchase costs.
Can I buy in Fuengirola if I only visit a few times a year?
Absolutely — that is the typical Fuengirola buyer profile. You can run the mortgage study and document submission from abroad, fly in for viewings via Málaga Airport, and return for notary signing. Proximity to the airport and train to Málaga city makes short trips practical compared with more remote eastern towns.
Other areas we cover
We help international buyers across the Costa del Sol and the province of Málaga — explore mortgage support in nearby locations:
Mortgage broker in Marbella
Puerto Banús, Golden Mile, Nueva Andalucía & Sierra Blanca
Mortgage broker in Málaga
Málaga capital — Soho, El Limonar, Pedregalejo & Málaga Este
Mortgage broker in Torremolinos
La Carihuela, Playamar & Montemar — classic Costa del Sol resort
Mortgage broker in Estepona
Estepona town centre, New Golden Mile & Selwo
Mortgage broker in Benalmádena
Benalmádena Costa, Arroyo de la Miel & marina area
Mortgage broker in Mijas
Mijas Pueblo, La Cala de Mijas & Mijas Costa
Mortgage broker in Nerja
Nerja old town, Burriana beach & eastern Costa del Sol
Mortgage broker in San Pedro de Alcántara
San Pedro town, Guadalmina, beachside & town centre
Mortgage broker in Benahavís
La Zagaleta, Los Arqueros, El Madroñal & Benahavís Hills
Ready to finance your property in Fuengirola? Request a free mortgage study — or explore our non-resident mortgage guide and mortgage calculator first.