:root{--color-primary:#EDCE4A;--color-primary-dark:#D4B838;--color-primary-active:#BFA22E;--color-secondary:#00748F;--color-secondary-dark:#00323E;--color-secondary-light:#187287;--color-accent:#E5C944;--color-gold:#A68F18;--color-navy:#00748F;--color-navy-dark:#00323E;--color-navy-light:#187287;--color-white:#FFFFFF;--color-bg:#FFFFFF;--color-bg-alt:#F7F4EF;--color-bg-muted:#F0F3F5;--color-text:#2C2C2C;--color-text-muted:#6B6B6B;--color-border:#E2DDD4;--color-success:#1A7F4B;--color-success-bg:#E8F5EE;--color-error:#B91C1C;--color-error-bg:#FEF2F2;--color-cta-text:var(--color-navy-dark);--color-on-navy:var(--color-white);--color-overlay-hero:rgba(0, 31, 40, 0.55);--color-overlay-card:rgba(0, 31, 40, 0.72);--trust-badge-size:3.5rem;--icon-circle-size:3rem;--font-family:'Montserrat', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;--font-family-fallback:-apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;--shadow-sm:0 1px 3px rgba(0, 31, 40, 0.06);--shadow-md:0 4px 20px rgba(0, 31, 40, 0.10);--shadow-lg:0 12px 40px rgba(0, 31, 40, 0.14);--radius-sm:8px;--radius-md:12px;--radius-lg:20px;--radius-full:9999px;--topbar-height:40px;--header-main-height:72px;--header-height:72px;--container-max:1140px;--container-narrow:720px;--transition:0.25s ease}*, *::before, *::after{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:calc(var(--header-height) + 16px)}body{margin:0;font-family:var(--font-family-fallback);font-size:1.0625rem;line-height:1.65;color:var(--color-text);background-color:var(--color-bg);-webkit-font-smoothing:antialiased}img{max-width:100%;height:auto;display:block}a{color:var(--color-navy-light);text-decoration-thickness:1px;text-underline-offset:2px;transition:color var(--transition)}a:hover{color:var(--color-gold)}h1, h2, h3{color:var(--color-navy);line-height:1.25;font-weight:700}h1{font-size:clamp(1.875rem, 4.5vw, 2.75rem);letter-spacing:-0.02em}h2{font-size:clamp(1.5rem, 3vw, 2.125rem);letter-spacing:-0.01em}h3{font-size:1.125rem}p{margin:0 0 1rem}ul, ol{margin:0;padding:0;list-style:none}.container{width:100%;max-width:var(--container-max);margin-inline:auto;padding-inline:1.25rem}.container--narrow{max-width:var(--container-narrow)}.hidden{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0, 0, 0, 0);white-space:nowrap;border:0}.required{color:var(--color-gold)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:0.5rem;padding:0.875rem 1.5rem;font-family:inherit;font-size:1rem;font-weight:600;line-height:1.3;text-decoration:none;border:2px solid transparent;border-radius:var(--radius-md);cursor:pointer;transition:background-color var(--transition), color var(--transition), border-color var(--transition), transform var(--transition), box-shadow var(--transition);white-space:nowrap}.btn:active{transform:translateY(1px)}.btn-primary{background-color:var(--color-primary);color:var(--color-cta-text);border-color:var(--color-primary)}.btn-primary:hover{background-color:var(--color-primary-dark);border-color:var(--color-primary-dark);color:var(--color-cta-text)}.btn-primary:active{background-color:var(--color-primary-active);border-color:var(--color-primary-active)}.btn-secondary{background-color:var(--color-white);color:var(--color-secondary);border-color:var(--color-secondary);box-shadow:var(--shadow-sm)}.btn-secondary:hover{background-color:var(--color-bg-muted);border-color:var(--color-secondary-dark);color:var(--color-secondary-dark)}.btn-sm{padding:0.625rem 1.125rem;font-size:0.9375rem}.btn-full{width:100%}.btn:disabled{opacity:0.65;cursor:not-allowed;transform:none}.btn-icon{width:1.25rem;height:1.25rem;flex-shrink:0}.btn-lg{padding:1rem 1.625rem;font-size:1.0625rem;box-shadow:var(--shadow-md);border-radius:var(--radius-md)}.btn-lg .btn-icon{width:1.375rem;height:1.375rem}.btn-icon-only{padding:0.625rem;width:44px;height:44px}.btn-outline{background-color:transparent;color:var(--color-navy);border-color:var(--color-navy)}.btn-outline:hover{background-color:var(--color-navy);color:var(--color-white);border-color:var(--color-navy)}.btn-ghost{background-color:rgba(255, 255, 255, 0.1);color:var(--color-white);border-color:rgba(255, 255, 255, 0.35)}.btn-ghost:hover{background-color:rgba(255, 255, 255, 0.2);color:var(--color-white);border-color:rgba(255, 255, 255, 0.6)}.btn-call{background-color:var(--color-secondary);color:var(--color-on-navy);border-color:var(--color-secondary);box-shadow:0 4px 14px rgba(0, 31, 40, 0.35)}.btn-call:hover{background-color:var(--color-secondary-dark);border-color:var(--color-secondary-dark);color:var(--color-on-navy);box-shadow:0 6px 18px rgba(0, 31, 40, 0.4)}.btn-whatsapp{background-color:#25D366;color:var(--color-white);border-color:#25D366;box-shadow:0 4px 14px rgba(37, 211, 102, 0.35)}.btn-whatsapp:hover{background-color:#1da851;border-color:#1da851;color:var(--color-white);box-shadow:0 6px 18px rgba(37, 211, 102, 0.45)}.svg-sprite{position:absolute;width:0;height:0;overflow:hidden}.contact-cta{margin-top:2.5rem;padding:1.75rem 1.5rem;background:linear-gradient(135deg, var(--color-secondary-dark) 0%, var(--color-secondary) 100%);border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);text-align:center}.contact-cta--inline{margin-top:0;margin-bottom:2rem;background:var(--color-white);border:2px solid var(--color-border);box-shadow:var(--shadow-md)}.contact-cta-text{margin:0 0 1.25rem;font-size:1.125rem;font-weight:600;color:var(--color-white)}.contact-cta--inline .contact-cta-text{color:var(--color-navy)}.contact-cta-actions{display:flex;flex-direction:column;gap:0.75rem;align-items:stretch}.contact-cta-actions--center{justify-content:center}@media (min-width:540px){.contact-cta-actions{flex-direction:row;flex-wrap:wrap;justify-content:center;align-items:center}.contact-cta-actions .btn-lg{flex:1 1 auto;min-width:220px;max-width:280px}}.site-header{position:sticky;top:0;z-index:102;background-color:rgba(255, 255, 255, 0.98);border-bottom:1px solid var(--color-border);box-shadow:var(--shadow-sm)}@media (min-width:768px){.site-header{backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);background-color:rgba(255, 255, 255, 0.97)}}.site-header--with-topbar{--header-height:calc(var(--topbar-height) + var(--header-main-height));display:flex;flex-direction:column}.header-topbar{width:100%;flex-shrink:0;background:linear-gradient(90deg, var(--color-navy-dark) 0%, var(--color-secondary-light) 100%);border-bottom:1px solid rgba(255, 255, 255, 0.08)}.header-topbar-inner{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:var(--topbar-height);padding-block:0.5rem}.header-topbar a{text-decoration:none}.topbar-contacts{display:flex;align-items:center;flex-wrap:nowrap;gap:0.75rem;min-width:0}.topbar-item{display:inline-flex;align-items:center;gap:0.4375rem;font-size:0.8125rem;font-weight:600;line-height:1;color:rgba(255, 255, 255, 0.92);text-decoration:none;white-space:nowrap;transition:color var(--transition)}.topbar-item:hover{color:var(--color-white);text-decoration:none}.topbar-item--whatsapp:hover{color:#b8f5c8}.header-topbar .topbar-icon{display:block;width:1rem;height:1rem;max-width:1rem;max-height:1rem;flex-shrink:0;fill:currentColor}.topbar-sep{display:block;width:1px;height:1rem;background-color:rgba(255, 255, 255, 0.22);flex-shrink:0}.topbar-cta{display:inline-flex;align-items:center;justify-content:center;flex-shrink:0;padding:0.375rem 0.9375rem;font-size:0.75rem;font-weight:700;line-height:1.2;letter-spacing:0.02em;color:var(--color-cta-text);background-color:var(--color-primary);border-radius:var(--radius-full);text-decoration:none;white-space:nowrap;box-shadow:0 2px 8px rgba(0, 31, 40, 0.2);transition:background-color var(--transition), transform var(--transition), box-shadow var(--transition)}.topbar-cta:hover{background-color:var(--color-primary-dark);color:var(--color-cta-text);text-decoration:none;transform:translateY(-1px);box-shadow:0 4px 12px rgba(0, 31, 40, 0.25)}@media (max-width:479px){.topbar-item--phone .topbar-label{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0, 0, 0, 0);white-space:nowrap;border:0}.topbar-cta{font-size:0.6875rem;padding:0.3125rem 0.625rem}}@media (max-width:359px){.topbar-sep{display:none}.topbar-contacts{gap:0.5rem}}.header-cta{margin-left:auto;flex-shrink:0}.header-inner{display:flex;align-items:center;justify-content:space-between;width:100%;min-height:var(--header-main-height);gap:0.75rem}.logo{display:flex;align-items:center;text-decoration:none;flex-shrink:0;min-width:0}.logo-img{display:block;width:auto;height:44px;max-width:200px}.nav-logo{display:block;text-decoration:none;margin-bottom:0.5rem}@media (max-width:767px){.nav-logo{display:none}}@media (min-width:768px){.nav-logo{display:none}}.logo:hover{opacity:0.9}.nav-toggle{display:flex;flex-direction:column;justify-content:center;gap:5px;width:44px;height:44px;padding:0;background:none;border:none;cursor:pointer;position:relative;z-index:103;flex-shrink:0;-webkit-tap-highlight-color:transparent}.nav-backdrop{position:fixed;inset:0;z-index:100;background-color:rgba(11, 37, 69, 0.45);opacity:0;visibility:hidden;pointer-events:none;transition:opacity var(--transition), visibility var(--transition)}.nav-backdrop.is-visible{opacity:1;visibility:visible;pointer-events:auto}.main-nav{position:fixed;inset:0;top:var(--header-height);background-color:var(--color-white);padding:1.5rem 1.25rem 2rem;display:flex;flex-direction:column;gap:1.5rem;transform:translateX(100%);transition:transform var(--transition), visibility var(--transition);overflow-y:auto;overscroll-behavior:contain;-webkit-overflow-scrolling:touch;z-index:101;visibility:hidden;pointer-events:none}.main-nav.is-open{transform:translateX(0);visibility:visible;pointer-events:auto}body.nav-open{overflow:hidden;touch-action:none}.nav-toggle-bar{display:block;width:22px;height:2px;background-color:var(--color-navy);border-radius:1px;transition:transform var(--transition), opacity var(--transition);margin-inline:auto}.nav-toggle[aria-expanded="true"] .nav-toggle-bar:nth-child(1){transform:translateY(7px) rotate(45deg)}.nav-toggle[aria-expanded="true"] .nav-toggle-bar:nth-child(2){opacity:0}.nav-toggle[aria-expanded="true"] .nav-toggle-bar:nth-child(3){transform:translateY(-7px) rotate(-45deg)}.nav-list{display:flex;flex-direction:column;gap:0.25rem}.nav-link{display:block;padding:0.75rem 0;font-size:1.125rem;font-weight:600;color:var(--color-navy);text-decoration:none;border-bottom:1px solid var(--color-bg-alt)}.nav-link:hover{color:var(--color-gold)}.nav-link--cta{margin-top:0.5rem;padding-inline:1rem;color:var(--color-cta-text);background-color:var(--color-primary);border:1px solid var(--color-primary);border-bottom:none;border-radius:var(--radius-full);text-align:center}.nav-link--cta:hover{color:var(--color-cta-text);background-color:var(--color-primary-dark);border-color:var(--color-primary-dark)}.nav-item--submenu{list-style:none}.nav-details{position:relative}.nav-details > summary{list-style:none;cursor:pointer}.nav-details > summary::-webkit-details-marker{display:none}.nav-link--summary{display:flex;align-items:center;justify-content:space-between;gap:0.5rem}.nav-link--summary::after{content:'';flex-shrink:0;width:0.5rem;height:0.5rem;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(45deg);margin-top:-0.2rem;transition:transform var(--transition)}.nav-details[open] > .nav-link--summary::after{transform:rotate(-135deg);margin-top:0.15rem}.nav-submenu{display:flex;flex-direction:column;gap:0;margin:0;padding:0 0 0.5rem 1rem;list-style:none}.nav-submenu-link{display:block;padding:0.625rem 0;font-size:1rem;font-weight:500;color:var(--color-text-muted);text-decoration:none;border-bottom:1px solid var(--color-bg-alt)}.nav-submenu-link:hover{color:var(--color-secondary)}.float-contact{position:fixed;bottom:1.5rem;right:1.25rem;z-index:90;display:flex;flex-direction:column;gap:0.75rem}.float-contact-btn{display:flex;align-items:center;justify-content:center;width:56px;height:56px;border-radius:var(--radius-full);color:var(--color-on-navy);text-decoration:none;box-shadow:var(--shadow-lg);transition:transform var(--transition), box-shadow var(--transition), background-color var(--transition)}.float-contact-btn .btn-icon{width:1.625rem;height:1.625rem}.float-contact-btn--call{background-color:var(--color-secondary)}.float-contact-btn--call:hover{transform:scale(1.06);background-color:var(--color-secondary-dark);box-shadow:0 10px 28px rgba(0, 31, 40, 0.45);color:var(--color-on-navy)}.float-contact-btn--whatsapp{background-color:#25D366}.float-contact-btn--whatsapp:hover{transform:scale(1.06);box-shadow:0 10px 28px rgba(37, 211, 102, 0.45);color:var(--color-white)}.section{padding-block:3rem}.section-spacing-lg{padding-block:3.5rem}.section-spacing-md{padding-block:2.5rem}.section--compact{padding-block:1.75rem}.section-alt{background-color:var(--color-bg-alt)}@media (min-width:768px){.section-spacing-md{padding-block:4rem}.section-spacing-lg{padding-block:5.5rem}}.section-title{margin:0 0 1.25rem}.section-title--center{text-align:center}.section-lead{font-size:1.125rem;color:var(--color-text-muted);margin-bottom:1.25rem;line-height:1.7}.section-lead--center{text-align:center;max-width:580px;margin-inline:auto;margin-bottom:1.75rem}.eyebrow{display:inline-block;margin:0 0 0.75rem;padding:0.375rem 0.875rem;font-size:0.8125rem;font-weight:600;letter-spacing:0.04em;text-transform:uppercase;color:var(--color-gold);background-color:rgba(237, 206, 74, 0.22);border-radius:var(--radius-full)}.icon-check{width:1.25rem;height:1.25rem;flex-shrink:0;color:var(--color-secondary)}.hero{position:relative;padding:0;background-color:var(--color-white)}.hero__media{position:relative;display:flex;flex-direction:column;align-items:stretch;min-height:auto;overflow:visible}.hero__image{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:65% center}.hero__overlay{position:absolute;inset:0;background:linear-gradient( 105deg, var(--color-overlay-hero) 0%, rgba(0, 31, 40, 0.72) 42%, rgba(0, 31, 40, 0.35) 68%, rgba(0, 31, 40, 0.15) 100% )}.hero__content{position:relative;z-index:1;width:100%;padding-block:calc(var(--header-height) + 2rem) 2.5rem}.hero-content{max-width:36rem}.hero .eyebrow{color:var(--color-primary);background-color:rgba(255, 255, 255, 0.12);border:1px solid rgba(255, 255, 255, 0.18)}.hero h1{color:var(--color-white);text-shadow:0 2px 16px rgba(0, 31, 40, 0.35)}.hero-sub{font-size:1.125rem;color:rgba(255, 255, 255, 0.92);max-width:34rem;margin-bottom:1.75rem}.hero-sub strong{color:var(--color-white);font-weight:700}.hero-actions{display:flex;flex-direction:column;gap:0.875rem}.hero-actions .btn{white-space:normal;text-align:center}.hero-actions .btn-primary{box-shadow:0 4px 18px rgba(0, 31, 40, 0.28)}.hero-actions .btn-call, .hero-actions .btn-whatsapp{font-weight:700}.hero__trust-wrap{position:relative;z-index:2;transform:none;margin-top:1.5rem}.hero__registro{position:relative;z-index:1;padding-top:1.5rem;padding-bottom:0.5rem}.trust-strip{display:grid;grid-template-columns:repeat(2, 1fr);gap:1.25rem 1rem;margin:0;padding:1.25rem 1rem;list-style:none;background-color:var(--color-white);border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);border:1px solid var(--color-border)}.trust-badge{display:flex;flex-direction:column;align-items:center;gap:0.75rem;text-align:center}.trust-badge__icon{display:flex;align-items:center;justify-content:center;flex-shrink:0;width:var(--trust-badge-size);height:var(--trust-badge-size);border-radius:var(--radius-full);background-color:var(--color-secondary);color:var(--color-on-navy)}.trust-badge__icon svg{width:1.375rem;height:1.375rem}.trust-badge__text{font-size:0.8125rem;font-weight:600;line-height:1.35;color:var(--color-navy)}.registro-badge{display:flex;justify-content:center;margin:0;padding-top:1rem;border-top:1px solid var(--color-border);text-align:center}.registro-badge img{max-width:100%;width:min(260px, 72%);height:auto;margin-inline:auto;opacity:0.88}.trust-seal{display:grid;gap:1.25rem;align-items:center;margin:0;padding:1.25rem;background-color:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-lg);box-shadow:var(--shadow-lg)}.trust-seal__media{display:flex;justify-content:center}.trust-seal__image{display:block;width:min(100%, 380px);height:auto}.trust-seal__body{display:grid;gap:0.5rem;text-align:center}.trust-seal__eyebrow{margin:0;font-size:0.8125rem;font-weight:700;letter-spacing:0.08em;text-transform:uppercase;color:var(--color-gold)}.trust-seal__text{margin:0;font-size:1rem;line-height:1.5;font-weight:600;color:var(--color-navy)}.broker-image{width:100%;height:auto;max-height:520px;object-fit:cover;object-position:center top;border-radius:var(--radius-lg);box-shadow:var(--shadow-md)}.icon-circle{display:flex;align-items:center;justify-content:center;flex-shrink:0;width:var(--icon-circle-size);height:var(--icon-circle-size);border-radius:var(--radius-full);background-color:var(--color-secondary);color:var(--color-on-navy)}.icon-circle svg{width:1.375rem;height:1.375rem}.feature-row{display:flex;align-items:flex-start;gap:1rem;text-align:left}.feature-row__body{flex:1;min-width:0}.feature-row__title{margin:0 0 0.375rem;font-size:1.0625rem;font-weight:700;color:var(--color-navy);line-height:1.3}.feature-row__text{margin:0;font-size:0.9375rem;color:var(--color-text-muted);line-height:1.55}.feature-row__text strong{color:var(--color-navy);font-weight:700}.checklist-grid{display:grid;gap:1rem}.checklist-card{display:flex;align-items:flex-start;gap:0.75rem;padding:1.125rem 1.25rem;background-color:var(--color-white);border-radius:var(--radius-md);box-shadow:var(--shadow-sm);border:1px solid var(--color-border);font-weight:500;font-size:1rem;color:var(--color-text);line-height:1.5}.checklist-grid--light{gap:0}.checklist-grid--light .checklist-card{padding:0.875rem 0;background:none;border:none;border-radius:0;box-shadow:none;border-bottom:1px solid var(--color-border)}.checklist-grid--light .checklist-card:last-child{border-bottom:none;padding-bottom:0}.checklist-grid--light .checklist-card:first-child{padding-top:0}.checklist-grid--light .icon-check{width:1.375rem;height:1.375rem;margin-top:0.125rem;color:var(--color-primary)}.broker-points{display:grid;gap:1.5rem;max-width:52rem;margin-inline:auto}.broker-point.feature-row{align-items:flex-start}.broker-point-card{background-color:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-lg);padding:1.625rem 1.5rem;box-shadow:var(--shadow-sm);transition:transform var(--transition), box-shadow var(--transition)}.broker-point-card:hover{transform:translateY(-2px);box-shadow:var(--shadow-md)}.broker-fused-grid{display:grid;gap:2.5rem}@media (min-width:992px){.broker-fused-grid{grid-template-columns:1fr 1fr;gap:5rem;align-items:start}}.broker-fused-col{display:grid;gap:1.5rem}.qual-card{background:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-lg);padding:1.75rem;box-shadow:var(--shadow-sm);border-top:4px solid var(--color-primary)}.qual-card .section-title{margin-bottom:1.25rem;font-size:clamp(1.25rem, 2.5vw, 1.625rem)}.qual-card .checklist-grid--light .checklist-card{background:none;box-shadow:none;border-radius:0;border:none;border-bottom:1px solid var(--color-border);padding:0.875rem 0}.qual-card .checklist-grid--light .checklist-card:first-child{padding-top:0}.qual-card .checklist-grid--light .checklist-card:last-child{border-bottom:none;padding-bottom:0}.qual-card-cta{display:flex;justify-content:flex-start;margin-top:0.25rem}.service-card__link{display:inline-flex;align-items:center;gap:0.375rem;margin-top:0.625rem;font-size:0.875rem;font-weight:600;color:var(--color-navy-light);text-decoration:none;transition:color var(--transition), gap var(--transition)}.service-card__link:hover{color:var(--color-gold);gap:0.5rem}.services-grid{display:grid;gap:1.5rem 1.25rem}#services .service-card.feature-row, .guide-page .service-card.feature-row{padding:0;background:transparent;border:none;border-radius:0;box-shadow:none;align-items:flex-start}#services .service-card.feature-row:hover, .guide-page .service-card.feature-row:hover{transform:none;box-shadow:none}#services .service-card-title{margin:0 0 0.375rem}.services-intro-strip{padding-block:2rem}.services-stats-bar{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:0;background:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm);padding:1.5rem 2rem}.services-stat{display:flex;flex-direction:column;align-items:center;text-align:center;flex:1 1 120px;padding:0.75rem 1rem}.services-stat__number{font-size:clamp(1.75rem, 3.5vw, 2.5rem);font-weight:800;color:var(--color-navy);line-height:1;letter-spacing:-0.02em}.services-stat__label{margin-top:0.375rem;font-size:0.8125rem;color:var(--color-text-muted);font-weight:500;line-height:1.4;max-width:9rem}.services-stat-divider{width:1px;height:3rem;background:var(--color-border);flex-shrink:0;display:none}.services-block{padding-block:3.5rem}.services-split{display:grid;gap:2.5rem;align-items:center}.services-split__label{display:flex;align-items:center;gap:0.75rem;margin-bottom:0.875rem}.services-split__tag{font-size:0.75rem;font-weight:700;letter-spacing:0.1em;text-transform:uppercase;color:var(--color-navy-light)}.services-split__title{margin:0 0 1rem;font-size:clamp(1.375rem, 2.5vw, 1.875rem);color:var(--color-navy);line-height:1.25}.services-split__text{margin:0 0 0.875rem;font-size:1rem;color:var(--color-text-muted);line-height:1.65}.services-split__bullets{margin:1rem 0 1.5rem;padding:0;list-style:none;display:grid;gap:0.5rem}.services-split__bullets li{display:flex;align-items:flex-start;gap:0.625rem;font-size:0.9375rem;color:var(--color-text);font-weight:500;line-height:1.4}.services-split__bullets li::before{content:'';flex-shrink:0;width:1.125rem;height:1.125rem;margin-top:0.125rem;background-color:var(--color-primary);border-radius:50%;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20' fill='%2300323E'%3E%3Cpath fill-rule='evenodd' d='M16.707 5.293a1 1 0 010 1.414l-8 8a1 1 0 01-1.414 0l-4-4a1 1 0 011.414-1.414L8 12.586l7.293-7.293a1 1 0 011.414 0z' clip-rule='evenodd'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:center;background-size:0.75rem}.services-split__figure{margin:0;min-width:0}.services-split__img{display:block;width:100%;height:auto;aspect-ratio:4 / 3;object-fit:cover;border-radius:var(--radius-lg);box-shadow:var(--shadow-lg)}.services-cta-section{background:linear-gradient(135deg, var(--color-navy-dark) 0%, var(--color-navy) 100%);padding-block:4rem}.services-cta-inner{display:grid;gap:3rem;align-items:start}.services-cta-text .eyebrow{color:var(--color-primary);opacity:1}.services-cta-text h2{color:var(--color-white);margin:0 0 0.875rem;font-size:clamp(1.5rem, 3vw, 2.125rem)}.services-cta-lead{margin:0 0 1.75rem;font-size:1.0625rem;color:rgba(255, 255, 255, 0.8);line-height:1.65;max-width:520px}.services-cta-actions{display:flex;flex-wrap:wrap;gap:0.875rem;align-items:center}.services-cta-links{padding:1.75rem;background:rgba(255, 255, 255, 0.06);border:1px solid rgba(255, 255, 255, 0.12);border-radius:var(--radius-lg)}.services-cta-links__heading{margin:0 0 1rem;font-size:0.8125rem;font-weight:700;letter-spacing:0.08em;text-transform:uppercase;color:var(--color-primary)}.services-cta-link-list{margin:0;padding:0;list-style:none;display:grid;gap:0.625rem}.services-cta-link-list li a{color:rgba(255, 255, 255, 0.8);text-decoration:none;font-size:0.9375rem;font-weight:500;display:flex;align-items:center;gap:0.5rem;transition:color var(--transition)}.services-cta-link-list li a::before{content:'→';color:var(--color-primary);font-size:0.875rem}.services-cta-link-list li a:hover{color:var(--color-white)}.broker-layout{display:grid;gap:2rem;margin-bottom:2.5rem}.feature-grid{display:grid;gap:1.25rem}.feature-card{padding:1.5rem;background-color:var(--color-white);border-radius:var(--radius-md);box-shadow:var(--shadow-sm);border:1px solid var(--color-border);border-top:3px solid var(--color-primary)}.feature-icon{width:2.5rem;height:2.5rem;margin-bottom:0.875rem;color:var(--color-navy)}.feature-icon svg{width:100%;height:100%}.feature-card p{margin:0;color:var(--color-text-muted);font-size:0.975rem}.service-card{padding:1.75rem;background-color:var(--color-white);border-radius:var(--radius-lg);box-shadow:var(--shadow-md);border:1px solid var(--color-border);transition:transform var(--transition), box-shadow var(--transition)}.service-card:hover{transform:translateY(-2px);box-shadow:var(--shadow-lg)}.service-card-icon{width:2.75rem;height:2.75rem;margin-bottom:1rem;padding:0.5rem;background-color:rgba(0, 57, 72, 0.08);border-radius:var(--radius-sm);color:var(--color-secondary)}.service-card-icon svg{width:100%;height:100%}.service-card-title{margin:0 0 0.625rem}.service-card p{margin:0;color:var(--color-text-muted);font-size:0.975rem}.facts-table-wrapper{overflow-x:auto;border-radius:var(--radius-lg);box-shadow:var(--shadow-md);border:1px solid var(--color-border);background-color:var(--color-white);margin-bottom:1rem}.facts-table{width:100%;border-collapse:collapse;font-size:1rem}.facts-table th, .facts-table td{padding:1.125rem 1.5rem;text-align:left;vertical-align:top;border-bottom:1px solid var(--color-border)}.facts-table tr:last-child th, .facts-table tr:last-child td{border-bottom:none}.facts-table th{width:38%;font-weight:600;color:var(--color-secondary-dark);background-color:var(--color-bg-muted)}.facts-table td{color:var(--color-text);font-size:0.9375rem}.facts-disclaimer{margin-top:1rem;font-size:0.875rem;font-style:italic;color:var(--color-text-muted);text-align:center}.steps-list{display:grid;gap:0;position:relative;margin-top:0.5rem}.step-item{display:grid;grid-template-columns:auto 1fr;gap:1.25rem;padding:0 0 2.25rem;position:relative}.step-item:not(:last-child)::after{content:'';position:absolute;left:1.4375rem;top:3.125rem;bottom:0.625rem;width:2px;background:linear-gradient(180deg, var(--color-primary) 0%, rgba(0, 31, 40, 0.12) 100%);border-radius:var(--radius-full)}.step-number{display:flex;align-items:center;justify-content:center;width:3rem;height:3rem;font-size:1.125rem;font-weight:700;color:var(--color-cta-text);background-color:var(--color-primary);border-radius:var(--radius-full);flex-shrink:0;position:relative;z-index:1;box-shadow:var(--shadow-sm)}.step-title{margin:0 0 0.375rem;color:var(--color-navy)}.step-content p{margin:0;color:var(--color-text-muted);font-size:0.9375rem;line-height:1.55}.bank-logos{display:grid;grid-template-columns:repeat(2, 1fr);gap:1rem;margin-bottom:0;padding:1.5rem 1.25rem;background-color:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm)}.bank-logo{display:flex;align-items:center;justify-content:center;min-height:96px;padding:1.25rem 1.5rem;background-color:var(--color-white, #ffffff);border:1px solid var(--color-border, #e2e8f0);border-radius:var(--radius-md);transition:border-color var(--transition), box-shadow var(--transition), transform var(--transition)}.bank-logo:hover{border-color:var(--color-primary, #00748F);box-shadow:var(--shadow-md);transform:translateY(-2px)}.bank-logo img{display:block;max-width:100%;max-height:60px;width:auto;height:auto;object-fit:contain}.banks-support{max-width:680px;margin-inline:auto;text-align:center;color:var(--color-text-muted);font-size:0.975rem}.testimonials-grid{display:grid;gap:1.25rem}.testimonials-rating{display:flex;flex-direction:column;align-items:center;gap:0.5rem;margin:-0.5rem auto 2rem;text-align:center}.testimonials-rating-text{margin:0;font-size:0.9375rem;font-weight:500;color:var(--color-text-muted)}.testimonials-rating-text strong{color:var(--color-navy);font-weight:700}.star-rating{display:flex;align-items:center;justify-content:center;gap:0.25rem}.star-rating-icon{width:1.375rem;height:1.375rem;color:var(--color-primary);filter:drop-shadow(0 1px 0 var(--color-primary-dark))}.testimonial-card{margin:0}.testimonial-card--photo{position:relative;display:flex;flex-direction:column;justify-content:flex-end;min-height:22rem;padding:0;border:none;border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-lg)}.testimonial-card__bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center;z-index:0}.testimonial-card--photo::before{content:'';position:absolute;inset:0;z-index:1;background:linear-gradient( 180deg, rgba(0, 31, 40, 0.35) 0%, var(--color-overlay-card) 45%, rgba(0, 31, 40, 0.88) 100% )}.testimonial-card__flag{position:absolute;top:1rem;right:1rem;z-index:2;display:flex;align-items:center;justify-content:center;width:2.5rem;height:2.5rem;font-size:1.375rem;line-height:1;background-color:rgba(255, 255, 255, 0.95);border-radius:var(--radius-full);box-shadow:var(--shadow-md)}.testimonial-card__content{position:relative;z-index:2;padding:1.5rem 1.375rem 1.375rem}.testimonial-quote{margin:0 0 1rem;font-size:0.9375rem;font-style:italic;line-height:1.65}.testimonial-card--photo .testimonial-quote{color:rgba(255, 255, 255, 0.95)}.testimonial-quote::before{content:'\201C';font-size:1.5rem;font-style:normal;line-height:0;vertical-align:-0.3em;margin-right:0.125rem}.testimonial-card--photo .testimonial-quote::before{color:var(--color-primary)}.testimonial-author{font-size:0.875rem;font-weight:600;font-style:normal}.testimonial-card--photo .testimonial-author{color:var(--color-primary)}.faq-list{display:flex;flex-direction:column;gap:0.75rem}.faq-item{background-color:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-md);box-shadow:var(--shadow-sm);overflow:hidden;transition:border-color var(--transition), box-shadow var(--transition)}.faq-item[open]{border-color:rgba(237, 206, 74, 0.55);box-shadow:var(--shadow-md)}.faq-question{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:1.125rem 1.25rem;font-size:1rem;font-weight:600;color:var(--color-navy);cursor:pointer;list-style:none;user-select:none}.faq-question::-webkit-details-marker{display:none}.faq-question::after{content:'+';flex-shrink:0;width:1.75rem;height:1.75rem;display:flex;align-items:center;justify-content:center;font-size:1.25rem;font-weight:400;color:var(--color-navy);background-color:var(--color-bg-alt);border-radius:var(--radius-full);transition:transform var(--transition), background-color var(--transition), color var(--transition)}.faq-item[open] .faq-question::after{content:'\2212';background-color:var(--color-primary);color:var(--color-cta-text)}.faq-item[open] .faq-question{border-bottom:1px solid rgba(237, 206, 74, 0.25)}.faq-answer{padding:0 1.25rem 1.125rem}.faq-answer p{margin:0;color:var(--color-text-muted);font-size:0.975rem;border-top:none;padding-top:0.875rem}.contact-hero{background:linear-gradient(135deg, var(--color-navy-dark) 0%, var(--color-navy) 100%);padding-block:3.5rem 2.5rem;position:relative;overflow:hidden}.contact-hero::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse at 70% 50%, rgba(237, 206, 74, 0.08) 0%, transparent 60%);pointer-events:none}.contact-hero-inner{display:grid;gap:2rem;position:relative}.contact-hero-text .eyebrow{color:var(--color-primary);opacity:1}.contact-hero-text h1{color:var(--color-white);margin:0 0 1rem;font-size:clamp(1.75rem, 4vw, 2.625rem)}.contact-hero-sub{color:rgba(255, 255, 255, 0.8);font-size:1.0625rem;line-height:1.65;margin:0;max-width:540px}.contact-meta-cards{display:grid;gap:0.75rem}.contact-meta-card{display:flex;align-items:center;gap:1rem;padding:1rem 1.25rem;background:rgba(255, 255, 255, 0.07);border:1px solid rgba(255, 255, 255, 0.12);border-radius:var(--radius-md);backdrop-filter:blur(4px)}.contact-meta-card__icon{flex-shrink:0;width:2.25rem;height:2.25rem;display:flex;align-items:center;justify-content:center;background:rgba(237, 206, 74, 0.15);border-radius:var(--radius-md);color:var(--color-primary)}.contact-meta-card__icon svg{width:1.25rem;height:1.25rem}.contact-meta-card strong{display:block;color:var(--color-white);font-size:0.9375rem;font-weight:600}.contact-meta-card span{display:block;color:rgba(255, 255, 255, 0.6);font-size:0.8125rem;line-height:1.3;margin-top:0.125rem}.contact-body-section{padding-block:3rem 4rem;background:var(--color-bg-alt)}.contact-layout{display:grid;gap:2.5rem}.contact-trust-col{display:flex;flex-direction:column;gap:1.5rem}.contact-trust-block{padding:1.75rem;background:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm)}.contact-trust-heading{margin:0 0 0.5rem;font-size:clamp(1.125rem, 2.5vw, 1.375rem);color:var(--color-navy)}.contact-trust-sub{margin:0 0 1.25rem;font-size:0.9375rem;color:var(--color-text-muted);line-height:1.55}.contact-direct-actions{display:flex;flex-direction:column;gap:0.75rem}.contact-direct-btn{justify-content:center}.contact-expect-block{padding:1.75rem;background:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm)}.contact-expect-heading{margin:0 0 1.25rem;font-size:1rem;font-weight:700;color:var(--color-navy)}.contact-expect-list{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:1rem}.contact-expect-item{display:flex;align-items:flex-start;gap:0.875rem}.contact-expect-number{flex-shrink:0;display:flex;align-items:center;justify-content:center;width:1.75rem;height:1.75rem;background:var(--color-primary);color:var(--color-navy);font-size:0.8125rem;font-weight:800;border-radius:var(--radius-full);margin-top:0.0625rem}.contact-expect-text{font-size:0.9375rem;color:var(--color-text-muted);line-height:1.5}.contact-form-col{min-width:0}.contact-form-wrapper{background:var(--color-white);border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);border:1px solid var(--color-border);overflow:hidden}.contact-form-header{padding:1.75rem 1.75rem 0;border-bottom:1px solid var(--color-border);margin-bottom:0;padding-bottom:1.25rem}.contact-form-title{margin:0 0 0.375rem;font-size:clamp(1.25rem, 2.5vw, 1.625rem);color:var(--color-navy)}.contact-form-lead{margin:0;font-size:0.9375rem;color:var(--color-text-muted);line-height:1.5}.contact-form-wrapper .contact-form{padding:1.75rem;background:transparent;box-shadow:none;border:none;border-radius:0}.contact-form-wrapper .contact-cta--inline{margin-bottom:1.5rem;padding:1.125rem 1.25rem;background:var(--color-bg-muted);border-radius:var(--radius-md);border:1px solid var(--color-border)}.section-contact{background:linear-gradient(180deg, var(--color-bg-alt) 0%, var(--color-bg-muted) 100%)}.contact-form{padding:1.5rem 1.25rem;background-color:var(--color-white);border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);border:1px solid var(--color-border)}.contact-form .form-group{margin-bottom:0.75rem}.contact-form .form-group label, .contact-form .form-group legend{margin-bottom:0.25rem;font-size:0.875rem}.contact-form .form-hint{margin:0 0 0.375rem;font-size:0.8125rem;line-height:1.4}.contact-form .form-group input[type="text"], .contact-form .form-group input[type="email"], .contact-form .form-group input[type="tel"], .contact-form .form-group input[type="number"], .contact-form .form-group textarea{padding:0.625rem 0.875rem;font-size:0.9375rem;border-radius:var(--radius-md);border-color:var(--color-border)}.contact-form .form-group input:focus, .contact-form .form-group textarea:focus{outline:none;border-color:var(--color-primary);box-shadow:0 0 0 3px rgba(237, 206, 74, 0.35)}.contact-form .form-group textarea{min-height:5.5rem}.contact-form .form-group--checkbox{margin-bottom:0.875rem}.contact-form .field-error{margin-top:0.25rem;min-height:1rem}.contact-form .form-trust{margin-top:0.75rem}.form-group{margin-bottom:1.25rem}.form-group label, .form-group legend{display:block;margin-bottom:0.375rem;font-size:0.9375rem;font-weight:600;color:var(--color-navy)}.form-hint{margin:0 0 0.5rem;font-size:0.875rem;line-height:1.45;color:var(--color-text-muted)}.form-group legend{padding:0}.form-group input[type="text"], .form-group input[type="email"], .form-group input[type="tel"], .form-group input[type="number"], .form-group textarea{width:100%;padding:0.75rem 0.875rem;font-family:inherit;font-size:1rem;color:var(--color-text);background-color:var(--color-bg);border:1px solid var(--color-border);border-radius:var(--radius-sm);transition:border-color var(--transition), box-shadow var(--transition);-webkit-appearance:none;appearance:none}.form-group input:focus, .form-group textarea:focus{outline:none;border-color:var(--color-navy-light);box-shadow:0 0 0 3px rgba(11, 37, 69, 0.1)}.form-group input.is-invalid, .form-group textarea.is-invalid{border-color:var(--color-error)}.form-group textarea{resize:vertical;min-height:120px}.radio-group{display:flex;gap:1.5rem;flex-wrap:wrap}.radio-label, .checkbox-label{display:flex;align-items:center;gap:0.5rem;font-weight:400;color:var(--color-text);cursor:pointer}.radio-label input, .checkbox-label input{width:1.125rem;height:1.125rem;accent-color:var(--color-navy);cursor:pointer}.form-group--checkbox{margin-bottom:1.5rem}.form-group--checkbox .checkbox-label{font-size:0.9375rem}.field-error{display:block;margin-top:0.375rem;font-size:0.8125rem;color:var(--color-error);min-height:1.125rem}.form-message{padding:0.875rem 1rem;margin-bottom:1.25rem;border-radius:var(--radius-sm);font-size:0.9375rem;font-weight:500}.form-message--success{background-color:var(--color-success-bg);color:var(--color-success);border:1px solid rgba(26, 127, 75, 0.2)}.form-message--error{background-color:var(--color-error-bg);color:var(--color-error);border:1px solid rgba(185, 28, 28, 0.2)}.form-trust{margin:1rem 0 0;font-size:0.8125rem;color:var(--color-text-muted);text-align:center}.site-footer{background-color:#00748F;color:#ffffff;padding-block:3rem 1.5rem;border-top:none}.footer-header-band{display:grid;gap:2rem;padding-bottom:2rem;border-bottom:1px solid rgba(255, 255, 255, 0.25);margin-bottom:2rem;align-items:center}@media (min-width:992px){.footer-header-band{grid-template-columns:1.15fr 0.85fr;gap:3rem}}.footer-header-left{text-align:center}@media (min-width:992px){.footer-header-left{text-align:left}}.footer-header-title{font-size:1.75rem;font-weight:700;color:#ffffff;margin:0 0 0.75rem}.footer-header-locations{font-size:1rem;font-weight:600;color:var(--color-primary);margin-bottom:1rem}.footer-header-locations a{color:var(--color-primary);text-decoration:none}.footer-header-locations a:hover{text-decoration:underline}.footer-header-info{display:flex;flex-wrap:wrap;gap:1rem 1.5rem;justify-content:center;font-size:1.0625rem;font-weight:500}@media (min-width:992px){.footer-header-info{justify-content:flex-start}}.footer-header-info-item{display:inline-flex;align-items:center;gap:0.5rem;color:#ffffff}.footer-header-info-item--link{color:#ffffff;text-decoration:none;font-weight:600}.footer-header-info-item--link:hover{color:var(--color-primary)}.footer-header-icon{width:1.125rem;height:1.125rem;color:var(--color-primary);flex-shrink:0}.footer-header-right{display:grid;gap:0.75rem;justify-items:center;max-width:480px;margin-inline:auto;text-align:center}@media (min-width:992px){.footer-header-right{justify-items:flex-start;text-align:left}}.footer-header-registry-text{margin:0;font-size:1.0625rem;font-weight:600;line-height:1.4;color:#ffffff}.footer-header-badge{background-color:#ffffff;padding:0.5rem 1rem;border-radius:4px;display:inline-flex;box-shadow:0 4px 12px rgba(0, 0, 0, 0.15)}.footer-header-badge img{display:block;max-width:220px;height:auto}.footer-main-grid{display:grid;gap:2.5rem 1.5rem;padding-bottom:2rem}@media (min-width:576px){.footer-main-grid{grid-template-columns:repeat(2, 1fr)}}@media (min-width:992px){.footer-main-grid{grid-template-columns:1.1fr 0.95fr 0.95fr 1fr;gap:2rem}}.footer-main-col{min-width:0}.footer-main-col--brand{display:flex;flex-direction:column;gap:1rem;text-align:center}@media (min-width:576px){.footer-main-col--brand{text-align:left}}@media (min-width:992px){.footer-main-col--brand{grid-column:span 1}}.footer-brand-logo{width:118px;height:56px;display:block;margin-inline:auto}@media (min-width:576px){.footer-brand-logo{margin-inline:0}}.footer-brand-desc{font-size:1rem;line-height:1.6;color:rgba(255, 255, 255, 0.85);margin:0}.footer-brand-desc strong{color:#ffffff;font-weight:700}.footer-col-title{font-size:1.1875rem;font-weight:700;color:var(--color-primary);margin:0 0 1rem;padding-left:0.75rem;border-left:3px solid var(--color-primary);line-height:1.2}.footer-links-list{list-style:none;padding:0;margin:0;display:flex;flex-direction:column}.footer-links-list li{border-bottom:1px solid rgba(255, 255, 255, 0.15)}.footer-links-list a{display:flex;align-items:center;gap:0.5rem;padding-block:0.625rem;color:rgba(255, 255, 255, 0.9);text-decoration:none;font-size:1rem;font-weight:500;transition:color 0.2s, padding-left 0.2s}.footer-links-list a::before{content:'>';display:inline-flex;align-items:center;justify-content:center;width:1.125rem;height:1.125rem;border:1px solid currentColor;border-radius:50%;font-size:0.625rem;font-weight:700;line-height:1;flex-shrink:0;text-indent:1px}.footer-links-list a:hover{color:var(--color-primary);padding-left:4px}.footer-main-col--contact{display:grid;gap:1.25rem}.footer-contact-item{display:flex;align-items:flex-start;gap:0.875rem}.footer-contact-icon-circle{display:flex;align-items:center;justify-content:center;width:2.25rem;height:2.25rem;border-radius:50%;background-color:rgba(255, 255, 255, 0.1);border:1px solid var(--color-primary);color:var(--color-primary);flex-shrink:0}.footer-contact-icon-circle svg{width:1rem;height:1rem}.footer-contact-body{display:flex;flex-direction:column;gap:0.25rem}.footer-contact-label{font-size:0.875rem;font-weight:600;text-transform:uppercase;letter-spacing:0.05em;color:rgba(255, 255, 255, 0.7)}.footer-contact-value{font-size:1.0625rem;font-weight:500;color:#ffffff;line-height:1.4}a.footer-contact-value{text-decoration:none;font-weight:700;transition:color 0.2s}a.footer-contact-value:hover{color:var(--color-primary)}.footer-contact-cta-row{margin-top:0.25rem;padding-top:0.25rem}.footer-contact-underlined-link{display:inline-block;font-size:1.125rem;font-weight:700;color:#ffffff;text-decoration:none;border-bottom:2px solid var(--color-primary);padding-bottom:2px;transition:color 0.2s, border-color 0.2s}.footer-contact-underlined-link:hover{color:var(--color-primary);border-bottom-color:#ffffff}.footer-bottom-bar{border-top:1px solid rgba(255, 255, 255, 0.2);padding-top:1.5rem;text-align:center;font-size:0.9375rem;color:rgba(255, 255, 255, 0.6)}.footer-bottom-links{display:flex;flex-wrap:wrap;justify-content:center;gap:0.5rem 1rem}.footer-bottom-links a{color:rgba(255, 255, 255, 0.9);text-decoration:none;transition:color 0.2s}.footer-bottom-links a:hover{color:var(--color-primary)}.copyright{margin:1rem 0 0;font-size:0.9375rem;color:rgba(255, 255, 255, 0.5)}.home-resource-links{margin:1.75rem 0 0;text-align:center;font-size:1rem}.home-resource-links a{color:var(--color-secondary);font-weight:600;text-decoration:none}.home-resource-links a:hover{text-decoration:underline}.home-resource-links__sep{margin-inline:0.5rem;color:var(--color-text-muted)}.help-discovery{display:flex;flex-direction:column;gap:0}.help-discovery-group{padding-top:1.75rem;border-top:1px solid var(--color-border);margin-top:1.75rem}.help-discovery-group:first-child{padding-top:0;border-top:none;margin-top:0}.help-discovery__label{margin:0 0 1rem;font-size:0.8125rem;font-weight:700;letter-spacing:0.07em;text-transform:uppercase;color:var(--color-navy);display:flex;align-items:center;gap:0.625rem}.help-discovery__label::after{content:'';flex:1;height:1px;background:var(--color-border)}.help-chip-row{display:flex;gap:0.75rem;overflow-x:auto;scroll-snap-type:x mandatory;-webkit-overflow-scrolling:touch;padding-bottom:0.25rem;scrollbar-width:none}.help-chip-row::-webkit-scrollbar{display:none}.help-chip{flex:0 0 auto;min-width:min(100%, 14rem);scroll-snap-align:start;display:flex;align-items:center;gap:0.75rem;padding:0.75rem 1rem;background-color:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-md);text-decoration:none;color:inherit;transition:border-color 0.2s ease, box-shadow 0.2s ease}.section-alt .help-chip{background-color:var(--color-white)}.help-chip:hover{border-color:var(--color-primary);box-shadow:var(--shadow-sm)}.help-chip__icon{flex-shrink:0;width:1.5rem;height:1.5rem;color:var(--color-navy)}.help-chip__icon svg{width:100%;height:100%}.help-chip__flag{flex-shrink:0;font-size:1.375rem;line-height:1}.help-chip__body{display:flex;flex-direction:column;gap:0.125rem;min-width:0}.help-chip__title{font-weight:600;color:var(--color-navy);font-size:0.9375rem}.help-chip__desc{font-size:0.8125rem;color:var(--color-text-muted);line-height:1.35}.faq-more-link{margin:1.25rem 0 0;text-align:center;font-size:0.975rem}.faq-more-link a{font-weight:600}.home-buyer-grid{display:grid;gap:1rem}.home-buyer-badge{display:grid;grid-template-columns:1fr auto;grid-template-rows:auto auto;gap:0.25rem 1rem;align-items:center;padding:1.25rem 1.5rem;background-color:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm);text-decoration:none;color:inherit;transition:transform var(--transition), box-shadow var(--transition), border-color var(--transition)}.home-buyer-badge:hover{transform:translateY(-2px);box-shadow:var(--shadow-md);border-color:rgba(0, 114, 143, 0.25)}.home-buyer-badge__label{grid-column:1;font-weight:700;color:var(--color-navy)}.home-buyer-badge__desc{grid-column:1;font-size:0.9375rem;color:var(--color-text-muted);line-height:1.45}.home-buyer-badge__arrow{grid-column:2;grid-row:1 / span 2;align-self:center;font-size:1.25rem;color:var(--color-secondary);transition:transform var(--transition)}.home-buyer-badge:hover .home-buyer-badge__arrow{transform:translateX(4px)}.reveal{opacity:0;transform:translateY(24px);transition:opacity 0.6s ease, transform 0.6s ease}.reveal.is-visible{opacity:1;transform:translateY(0)}.reveal-delay-1{transition-delay:0.1s}.reveal-delay-2{transition-delay:0.2s}.reveal-delay-3{transition-delay:0.3s}@media (scripting:none){.reveal{opacity:1;transform:none}}@media (min-width:480px){.trust-strip{grid-template-columns:repeat(2, 1fr);gap:1rem 1.25rem;padding:1.5rem}.trust-seal{padding:1.5rem}.trust-badge__text{font-size:0.875rem}}@media (min-width:640px){.hero-actions{flex-direction:row;flex-wrap:wrap}.trust-strip{grid-template-columns:repeat(2, 1fr)}.checklist-grid{grid-template-columns:repeat(2, 1fr)}.checklist-grid--light{grid-template-columns:1fr;gap:0}.hero__trust-wrap{margin-top:2rem}.checklist-card--wide{grid-column:span 2}.checklist-grid--light .checklist-card--wide{grid-column:auto}.broker-points{grid-template-columns:repeat(2, 1fr);gap:1.5rem 1.75rem}.trust-seal{grid-template-columns:minmax(220px, 320px) 1fr;gap:1.5rem}.trust-seal__body{text-align:left}.bank-logos{grid-template-columns:repeat(3, 1fr)}.testimonials-grid{grid-template-columns:repeat(2, 1fr)}.testimonials-grid .testimonial-card:last-child{grid-column:span 2;max-width:calc(50% - 0.625rem);justify-self:center}.testimonial-card--photo{min-height:24rem}.facts-table th{width:35%}}@media (min-width:768px){.help-chip-row{display:grid;grid-template-columns:repeat(3, 1fr);overflow:visible}.help-chip{min-width:0}.nav-toggle{display:none}.header-inner{min-height:auto;padding-block:0.5rem}.main-nav{position:static;inset:auto;flex-direction:row;align-items:center;gap:0.5rem;padding:0;transform:none;overflow:visible;background:none;min-width:0;flex:1 1 auto;justify-content:flex-end;visibility:visible;pointer-events:auto}.nav-list{flex-direction:row;flex-wrap:wrap;justify-content:flex-end;align-items:center;gap:0.125rem 0.25rem;row-gap:0.25rem}.nav-link{padding:0.4375rem 0.5rem;font-size:0.8125rem;border-bottom:none;border-radius:var(--radius-sm);white-space:nowrap}.nav-link:hover{color:var(--color-gold);background-color:rgba(0, 31, 40, 0.05)}.nav-link--cta{margin-top:0;margin-left:0.5rem;padding-inline:0.875rem;color:var(--color-cta-text);background-color:var(--color-primary);border:1px solid var(--color-primary)}.nav-link--cta:hover{color:var(--color-cta-text);background-color:var(--color-primary-dark);border-color:var(--color-primary-dark)}.nav-item--submenu{position:relative}.nav-details > summary{cursor:pointer}.nav-details[open] > summary{background-color:rgba(11, 37, 69, 0.05)}.nav-submenu{position:absolute;top:calc(100% + 0.35rem);left:0;min-width:12.5rem;padding:0.5rem 0;background-color:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-md);box-shadow:var(--shadow-lg);z-index:120;display:none}.nav-details:hover .nav-submenu, .nav-details:focus-within .nav-submenu{display:flex}.nav-details[open] .nav-submenu{display:flex}.nav-submenu-link{padding:0.5rem 1rem;font-size:0.875rem;border-bottom:none;white-space:nowrap}.nav-submenu-link:hover{background-color:rgba(11, 37, 69, 0.05)}.nav-link--summary::after{margin-top:0}.nav-details[open] > .nav-link--summary::after, .nav-details:hover > .nav-link--summary::after{transform:rotate(-135deg);margin-top:0.15rem}.hero__content{padding-block:calc(var(--header-height) + 2.5rem) clamp(5.5rem, 11vw, 7rem)}.hero-content{max-width:38rem}.broker-layout{grid-template-columns:1fr 1fr;align-items:center;gap:3rem}.feature-grid{grid-template-columns:repeat(2, 1fr)}.services-grid{grid-template-columns:repeat(2, 1fr)}#services .services-grid{grid-template-columns:repeat(2, 1fr);gap:1.75rem 2rem}.steps-list{grid-template-columns:repeat(4, 1fr);gap:1.5rem}.step-item{grid-template-columns:1fr;text-align:center;padding-bottom:0}.step-item:not(:last-child)::after{left:auto;right:-0.75rem;top:1.375rem;bottom:auto;width:calc(100% - 2.75rem + 1.5rem);height:2px;transform:translateX(50%);background:linear-gradient(90deg, var(--color-primary) 0%, var(--color-border) 100%)}.step-number{margin-inline:auto;margin-bottom:1rem}.bank-logos{grid-template-columns:repeat(4, 1fr)}.contact-form{padding:1.75rem 2rem}.services-stat-divider{display:block}.services-split{grid-template-columns:1fr 1fr;gap:4rem}.services-split--reverse .services-split__figure{order:-1}.services-cta-inner{grid-template-columns:1.1fr 0.9fr;gap:4rem;align-items:center}}@media (min-width:1280px){.logo-img{height:48px;max-width:220px}.main-nav{gap:0.75rem}.nav-list{gap:0.125rem 0.375rem}.nav-link{padding:0.5rem 0.625rem;font-size:0.875rem}}@media (min-width:1024px){.hero__media{flex-direction:row;align-items:center;min-height:clamp(26rem, 78vh, 42rem)}.hero__trust-wrap{position:absolute;bottom:0;left:0;right:0;transform:translateY(50%);margin-top:0}.hero__registro{padding-top:clamp(4.5rem, 10vw, 6rem)}.footer-trust-band{display:block;text-align:center}.footer-trust-band__copy{text-align:center}.section-spacing-lg{padding-block:3.5rem}.trust-strip{grid-template-columns:repeat(4, 1fr)}.feature-grid{grid-template-columns:repeat(4, 1fr)}.services-grid{grid-template-columns:repeat(4, 1fr)}#services .services-grid{grid-template-columns:repeat(2, 1fr)}.bank-logos{grid-template-columns:repeat(6, 1fr)}.bank-logos .bank-logo:nth-child(n+7){grid-column:span 1}.testimonials-grid{grid-template-columns:repeat(3, 1fr)}.testimonials-grid .testimonial-card:last-child{grid-column:auto;max-width:none;justify-self:stretch}.testimonial-card--photo{min-height:26rem}}@media (min-width:1200px){.bank-logos{display:flex;flex-wrap:wrap;justify-content:center;gap:0.875rem}.bank-logo{flex:0 1 calc(16.666% - 0.875rem);max-width:calc(16.666% - 0.875rem)}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.reveal{opacity:1;transform:none;transition:none}*, *::before, *::after{animation-duration:0.01ms !important;animation-iteration-count:1 !important;transition-duration:0.01ms !important}}html.fonts-loaded body{font-family:var(--font-family)}.guide-page{background-color:var(--color-white)}.guide-page .section{padding-block:3.5rem}.guide-page .section-title{margin-bottom:1rem}.guide-page .section-lead--center{max-width:680px}.guide-hero{padding-block:2.75rem 2.25rem;background:linear-gradient(180deg, var(--color-bg-alt) 0%, var(--color-white) 100%)}.guide-hero-grid{display:grid;gap:2rem;align-items:center}.guide-hero-content{min-width:0}.guide-hero-inner{max-width:720px}.guide-hero-visual{min-width:0}.guide-hero-image{width:100%;height:auto;aspect-ratio:3 / 2;object-fit:cover;border-radius:var(--radius-lg);box-shadow:var(--shadow-lg)}.guide-hero h1{margin:0 0 0.75rem;font-size:clamp(1.625rem, 4vw, 2.25rem);line-height:1.2}.guide-hero-sub{margin:0 0 1.5rem;font-size:1.125rem;color:var(--color-text-muted);max-width:540px;line-height:1.55}.guide-intro{padding-block:2.5rem 3rem}.guide-prose{max-width:680px;margin-inline:auto}.guide-prose p{margin:0 0 1.25rem;color:var(--color-text-muted);line-height:1.7}.guide-prose p:last-child{margin-bottom:0}.guide-prose h2{margin:2.5rem 0 1rem;font-size:clamp(1.25rem, 2.5vw, 1.5rem);color:var(--color-navy)}.guide-prose h2:first-child{margin-top:0}.guide-prose h3{margin:1.75rem 0 0.75rem;font-size:1.125rem;color:var(--color-navy)}.guide-prose ul:not(.checklist-grid), .guide-prose ol{margin:0 0 1.25rem;padding-left:1.25rem;color:var(--color-text-muted);line-height:1.7}.guide-prose li + li{margin-top:0.5rem}.guide-prose a{color:var(--color-navy-light);font-weight:600;text-decoration:none}.guide-prose a:hover{color:var(--color-gold);text-decoration:underline}.blog-breadcrumb__list{display:flex;flex-wrap:wrap;align-items:center;gap:0.375rem 0.5rem;margin:0 0 1.25rem;padding:0;list-style:none;font-size:0.875rem;color:var(--color-text-muted)}.blog-breadcrumb__list a{color:var(--color-navy-light);text-decoration:none;font-weight:600}.blog-breadcrumb__list a:hover{color:var(--color-gold);text-decoration:underline}.blog-breadcrumb__list li:not(:last-child)::after{content:'/';margin-left:0.5rem;color:var(--color-border);font-weight:400}.blog-breadcrumb__list li[aria-current="page"]{color:var(--color-navy);font-weight:500}.blog-article-header{padding-block:2rem 1.5rem;background:linear-gradient(180deg, var(--color-bg-alt) 0%, var(--color-white) 100%)}.blog-article-title{margin:0 0 0.75rem;font-size:clamp(1.625rem, 4vw, 2.125rem);line-height:1.2;color:var(--color-navy)}.blog-article-meta{margin:0 0 1.5rem;font-size:0.875rem;color:var(--color-text-muted)}.blog-article-meta__sep{margin-inline:0.375rem}.blog-article-meta--prominent{padding:0.625rem 0.875rem;font-size:0.9375rem;font-weight:600;color:var(--color-navy);background-color:rgba(0, 57, 72, 0.06);border-left:3px solid var(--color-gold);border-radius:var(--radius-sm)}.blog-article-freshness-banner{margin:0 0 1.25rem;padding:1rem 1.125rem;background-color:#fff8e6;border:1px solid rgba(184, 134, 11, 0.35);border-radius:var(--radius-md)}.blog-article-freshness-banner p{margin:0;font-size:0.9375rem;line-height:1.55;color:var(--color-navy)}.blog-article-hero{margin:0}.blog-article-hero__img{display:block;width:100%;height:auto;aspect-ratio:3 / 2;object-fit:cover;border-radius:var(--radius-lg);box-shadow:var(--shadow-lg)}.blog-article-body{padding-block:2.5rem 1rem}.blog-checklist-block{margin:2.5rem 0}.blog-checklist-block > h2{margin:0 0 1rem}.blog-author-box{padding-block:2rem;background-color:var(--color-bg-alt)}.blog-author-box__inner{max-width:var(--container-narrow);margin-inline:auto;padding:1.5rem 1.75rem;background-color:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm)}.blog-author-box__label{margin:0 0 0.25rem;font-size:0.75rem;font-weight:600;text-transform:uppercase;letter-spacing:0.06em;color:var(--color-gold)}.blog-author-box__name{margin:0 0 0.5rem;font-size:1.125rem;font-weight:700;color:var(--color-navy)}.blog-author-box__desc{margin:0;font-size:0.9375rem;color:var(--color-text-muted);line-height:1.55}.blog-article-faq{margin-top:2rem}.guide-link-card-date{grid-column:1 / -1;margin:0;font-size:0.8125rem;color:var(--color-text-muted)}.guide-hero--compact{padding-block:2.5rem 2rem}.guide-hero--compact .guide-hero-inner{max-width:820px;margin-inline:auto;text-align:center}.guide-hero--compact .guide-hero-sub{margin-inline:auto}.guide-media-split{display:grid;gap:2rem;align-items:center;margin-inline:auto;max-width:var(--container-max)}.guide-media-split--reverse .guide-media-split__figure{order:-1}.guide-media-split__prose{min-width:0}.guide-media-split__prose.guide-prose{max-width:none;margin-inline:0}.guide-media-split__figure{margin:0;min-width:0}.guide-media-split__img{display:block;width:100%;height:auto;aspect-ratio:4 / 3;object-fit:cover;border-radius:var(--radius-lg);box-shadow:var(--shadow-md)}.guide-section-figure{margin:0 auto 2rem;max-width:var(--container-max)}.guide-section-figure__img{display:block;width:100%;height:auto;aspect-ratio:21 / 9;object-fit:cover;border-radius:var(--radius-lg);box-shadow:var(--shadow-md)}.guide-section-figure__img--inline{aspect-ratio:4 / 3;max-width:680px;margin-inline:auto}.checklist-card span{flex:1;min-width:0;line-height:1.5}.checklist-card a{color:var(--color-navy-light);font-weight:600;text-decoration:none}.checklist-card a:hover{color:var(--color-gold);text-decoration:underline}.cta-banner{position:relative;overflow:hidden;border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);min-height:220px}.cta-banner__bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.cta-banner__overlay{position:absolute;inset:0;background:linear-gradient(135deg, rgba(0, 31, 40, 0.9) 0%, rgba(0, 57, 72, 0.78) 100%)}.cta-banner__content{position:relative;z-index:1;margin:0;padding:2rem 1.5rem;background:none;border-radius:0;box-shadow:none}.guide-section-note{margin:0 0 1.25rem;font-weight:600;color:var(--color-navy)}.guide-section-footnote{margin:2rem 0 0;color:var(--color-text-muted);font-size:0.975rem;line-height:1.65}.guide-section-footnote--center{text-align:center;max-width:680px;margin-inline:auto}.guide-stat-grid{display:grid;gap:1rem;margin-bottom:1.5rem}.guide-stat{padding:1.5rem 1.25rem;text-align:center;background-color:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm)}.section-alt .guide-stat{background-color:var(--color-white)}.guide-stat-value{margin:0 0 0.375rem;font-size:clamp(1.75rem, 4vw, 2.25rem);font-weight:700;line-height:1.1;color:var(--color-navy)}.guide-stat-label{margin:0 0 0.625rem;font-size:0.8125rem;font-weight:700;letter-spacing:0.04em;text-transform:uppercase;color:var(--color-gold)}.guide-stat-detail{margin:0;font-size:0.9rem;color:var(--color-text-muted);line-height:1.5}.guide-stat-note{max-width:680px;margin:0 auto 1rem;padding:1rem 1.25rem;font-size:0.975rem;color:var(--color-text-muted);background-color:var(--color-bg-alt);border-radius:var(--radius-md);border-left:4px solid var(--color-primary);line-height:1.6}.guide-page .facts-disclaimer{max-width:680px;margin-inline:auto}.guide-mid-cta{padding-block:2.5rem}.guide-mid-cta .contact-cta{margin-top:0}.guide-mid-cta .cta-banner__content{text-align:center}.guide-link-grid{display:grid;gap:1rem}.guide-link-card{display:grid;grid-template-columns:1fr auto;grid-template-rows:auto auto;gap:0.25rem 1rem;align-items:center;padding:1.25rem 1.5rem;background-color:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm);text-decoration:none;color:inherit;transition:transform var(--transition), box-shadow var(--transition), border-color var(--transition)}.guide-link-card--media{grid-template-columns:100px 1fr auto;grid-template-rows:auto auto;gap:0.25rem 1rem;padding:1rem 1.25rem}.guide-link-card__thumb{grid-column:1;grid-row:1 / span 2;display:block;width:100px;height:75px;object-fit:cover;border-radius:var(--radius-md);align-self:center}.guide-link-card--media .guide-link-card-title{grid-column:2}.guide-link-card--media .guide-link-card-desc{grid-column:2}.guide-link-card--media .guide-link-card-arrow{grid-column:3;grid-row:1 / span 2}.guide-link-card:hover{transform:translateY(-2px);box-shadow:var(--shadow-md);border-color:rgba(237, 206, 74, 0.45);text-decoration:none}.guide-link-card-title{margin:0;grid-column:1;grid-row:1;font-size:1rem;font-weight:700;color:var(--color-navy)}.guide-link-card-desc{margin:0;grid-column:1;grid-row:2;font-size:0.9rem;color:var(--color-text-muted);line-height:1.45}.guide-link-card-arrow{grid-column:2;grid-row:1 / span 2;font-size:1.25rem;font-weight:700;color:var(--color-gold);transition:transform var(--transition)}.guide-link-card:hover .guide-link-card-arrow{transform:translateX(4px)}.guide-final-cta{padding-block:3rem 4rem}.guide-final-cta .contact-cta--inline{margin-bottom:0}.guide-page .steps-list{margin-top:0.5rem}@media (min-width:640px){.guide-stat-grid{grid-template-columns:repeat(2, 1fr)}.guide-link-grid{grid-template-columns:repeat(2, 1fr)}}@media (min-width:900px){.guide-stat-grid{grid-template-columns:repeat(4, 1fr)}}.guide-hero--no-cta .guide-hero-sub{margin-bottom:0}.calc-panel{max-width:900px;margin-inline:auto;padding:1.75rem;background-color:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-lg);box-shadow:var(--shadow-md)}.calc-form-grid{display:grid;gap:1.25rem;margin-bottom:2rem}.calc-field--full{grid-column:1 / -1}.calc-label{display:block;margin-bottom:0.5rem;font-size:0.875rem;font-weight:600;color:var(--color-navy)}.calc-input{width:100%;padding:0.75rem 1rem;font-family:inherit;font-size:1rem;color:var(--color-text);background-color:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-md);transition:border-color var(--transition), box-shadow var(--transition)}.calc-input:focus{outline:none;border-color:var(--color-navy);box-shadow:0 0 0 3px rgba(0, 57, 72, 0.12)}.calc-range{width:100%;height:6px;margin-top:0.25rem;accent-color:var(--color-navy);cursor:pointer}.calc-toggle{display:inline-flex;padding:0.25rem;background-color:var(--color-bg-alt);border:1px solid var(--color-border);border-radius:var(--radius-full);gap:0.25rem}.calc-toggle-btn{padding:0.5rem 1.125rem;font-family:inherit;font-size:0.875rem;font-weight:600;color:var(--color-text-muted);background:none;border:none;border-radius:var(--radius-full);cursor:pointer;transition:background-color var(--transition), color var(--transition), box-shadow var(--transition)}.calc-toggle-btn.is-active{color:var(--color-navy-dark);background-color:var(--color-white);box-shadow:var(--shadow-sm)}.calc-toggle-btn:hover:not(.is-active){color:var(--color-navy)}.calc-hint{margin:0.625rem 0 0;font-size:0.8125rem;color:var(--color-text-muted);line-height:1.5}.calc-results .guide-stat-grid{margin-bottom:0}.calc-results .guide-stat{border-top:3px solid #c0392b;overflow:hidden}.calc-results .guide-stat-value{font-size:clamp(1.1rem, 2.8vw, 1.5rem);color:#c0392b;word-break:break-word;overflow-wrap:break-word;hyphens:auto;line-height:1.2}.calc-warning{margin:1.25rem 0 0;padding:1rem 1.25rem;font-size:0.9rem;line-height:1.55;color:var(--color-navy);background-color:#fff8e6;border:1px solid #f5d76e;border-left:4px solid var(--color-accent);border-radius:var(--radius-md)}.guide-disclaimer{margin:2rem 0 0;font-size:0.8125rem;line-height:1.6;color:var(--color-text-muted);text-align:center}@media (min-width:640px){.calc-form-grid{grid-template-columns:repeat(2, 1fr)}.calc-panel{padding:2rem 2.25rem}.guide-hero-grid{grid-template-columns:1fr 1fr;gap:2.5rem}.guide-hero-inner{max-width:none}.guide-media-split{grid-template-columns:1fr 1fr;gap:2.5rem}.guide-media-split--reverse .guide-media-split__figure{order:1}}@media (min-width:768px){.cta-banner{min-height:260px}.cta-banner__content{padding:2.5rem 2rem}.guide-link-card--media{grid-template-columns:120px 1fr auto}.guide-link-card__thumb{width:120px;height:80px}}.legal-page{padding-block:3rem 4rem;background-color:var(--color-white)}.legal-page h1{margin:0 0 0.5rem}.legal-updated{font-size:0.875rem;color:var(--color-text-muted);margin-bottom:2rem}.legal-page h2{margin:2rem 0 0.75rem;font-size:1.25rem}.legal-page h3{margin:1.5rem 0 0.5rem;font-size:1.0625rem;color:var(--color-navy)}.legal-page p, .legal-page li{color:var(--color-text-muted)}.steps-list--article{margin:1.5rem 0 2rem}.steps-list--article .step-item{margin-bottom:1.25rem}.legal-page .facts-disclaimer{margin-top:1rem;font-size:0.9rem;color:var(--color-text-muted)}.legal-page .contact-cta{margin-top:2.5rem}.legal-list{padding-left:1.25rem;margin:0 0 1rem;list-style:disc}.legal-list li{margin-bottom:0.375rem}.legal-nav{margin-top:2.5rem;padding-top:1.5rem;border-top:1px solid var(--color-border);font-size:0.9375rem}.legal-table-wrap{overflow-x:auto;margin:1rem 0 1.5rem;border:1px solid var(--color-border);border-radius:var(--radius-md)}.legal-table{width:100%;border-collapse:collapse;font-size:0.9375rem}.legal-table th, .legal-table td{padding:0.75rem 1rem;text-align:left;border-bottom:1px solid var(--color-border);vertical-align:top}.legal-table th{background-color:var(--color-bg-muted);color:var(--color-secondary-dark);font-weight:600}.legal-table tr:last-child td{border-bottom:none}.legal-table code{font-size:0.8125rem;background:var(--color-bg-alt);padding:0.125rem 0.375rem;border-radius:3px}.site-footer--compact{padding-block:2rem 1.25rem}.footer-compact-grid{display:grid;gap:1.5rem 2rem;margin-bottom:1.25rem}.footer-trust-band--compact{margin-bottom:1.5rem;padding-bottom:1.5rem}.footer-trust-band--compact .trust-seal{padding:1rem}.footer-list--compact{gap:0.375rem;font-size:0.8125rem}.footer-compact-col .footer-heading{margin-bottom:0.625rem;font-size:0.75rem}.footer-compact-col .footer-nav-list a::before{font-size:0.625rem}@media (min-width:640px){.home-buyer-grid{grid-template-columns:repeat(3, 1fr)}}@media (min-width:768px){.footer-top--compact{grid-template-columns:minmax(0, 1fr) minmax(280px, 360px)}.footer-compact-grid{grid-template-columns:repeat(3, 1fr)}}@media (min-width:1024px){.footer-compact-grid{grid-template-columns:0.9fr 1fr 1fr 1fr 0.8fr}}.site-footer--compact .footer-bottom{border-top:1px solid rgba(255, 255, 255, 0.12);padding-top:1rem}body.cookie-banner-open{padding-bottom:0}.cookie-banner{position:fixed;bottom:0;left:0;right:0;z-index:200;background-color:var(--color-white);border-top:1px solid var(--color-border);box-shadow:0 -4px 24px rgba(0, 31, 40, 0.12);padding:1.25rem 0}.cookie-banner-inner{display:flex;flex-direction:column;gap:1rem}.cookie-banner-title{margin:0 0 0.375rem;font-weight:700;color:var(--color-navy);font-size:1rem}.cookie-banner-desc{margin:0;font-size:0.875rem;color:var(--color-text-muted);line-height:1.5}.cookie-banner-desc a{color:var(--color-navy-light);font-weight:600}.cookie-banner-desc a:hover{color:var(--color-gold)}.cookie-settings{margin-top:0.875rem;padding:0.875rem;background:var(--color-bg-alt);border-radius:var(--radius-sm)}.cookie-setting-item{display:flex;align-items:center;gap:0.5rem;font-size:0.875rem;color:var(--color-text);margin-bottom:0.5rem;cursor:pointer}.cookie-setting-item:last-child{margin-bottom:0}.cookie-setting-item--disabled{opacity:0.75;cursor:default}.cookie-banner-actions{display:flex;flex-wrap:wrap;gap:0.5rem;align-items:center}@media (min-width:768px){.cookie-banner-inner{flex-direction:row;align-items:flex-end;justify-content:space-between}.cookie-banner-text{flex:1;max-width:640px}.cookie-banner-actions{flex-shrink:0;justify-content:flex-end}}@media (max-width:767px){body.cookie-banner-open .float-contact{bottom:8.5rem}}.thank-you-page{min-height:calc(100vh - var(--header-height) - 80px);padding:3rem 0 4rem;background:var(--color-bg-alt);display:flex;align-items:flex-start}.thank-you-layout{display:grid;gap:2rem;align-items:start}.thank-you-card{padding:2.5rem 1.75rem;background-color:var(--color-white);border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);border:1px solid var(--color-border);text-align:center}.thank-you-icon{display:flex;align-items:center;justify-content:center;width:5rem;height:5rem;margin:0 auto 1.75rem;background:linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-dark) 100%);border-radius:var(--radius-full);box-shadow:0 8px 28px rgba(237, 206, 74, 0.4)}.thank-you-icon-svg{width:2.5rem;height:2.5rem;color:var(--color-navy)}.thank-you-eyebrow{margin:0 0 0.625rem;font-size:0.8125rem;font-weight:700;letter-spacing:0.08em;text-transform:uppercase;color:var(--color-gold)}.thank-you-title{margin:0 0 1.25rem;font-size:clamp(1.5rem, 4vw, 2rem);color:var(--color-navy);line-height:1.25}.thank-you-lead{margin:0 0 2rem;font-size:1.0625rem;line-height:1.7;color:var(--color-text-muted)}.thank-you-steps{margin-bottom:2.25rem;padding:1.5rem;background:var(--color-bg-alt);border-radius:var(--radius-md);text-align:left;border:1px solid var(--color-border)}.thank-you-steps-title{margin:0 0 1.25rem;font-size:0.9375rem;font-weight:700;color:var(--color-navy);text-transform:uppercase;letter-spacing:0.05em}.thank-you-steps-list{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:1rem}.thank-you-step{display:flex;align-items:flex-start;gap:0.875rem}.thank-you-step__number{flex-shrink:0;display:flex;align-items:center;justify-content:center;width:1.875rem;height:1.875rem;background:var(--color-primary);color:var(--color-navy);font-size:0.8125rem;font-weight:800;border-radius:var(--radius-full);margin-top:0.0625rem}.thank-you-step__text{font-size:0.9375rem;color:var(--color-text-muted);line-height:1.55;padding-top:0.25rem}.thank-you-contact-block{padding:1.5rem;background:linear-gradient(135deg, var(--color-navy-dark) 0%, var(--color-navy) 100%);border-radius:var(--radius-md);margin-bottom:1.75rem}.thank-you-contact-label{margin:0 0 1rem;font-size:0.9375rem;font-weight:600;color:rgba(255, 255, 255, 0.9)}.thank-you-actions{display:flex;flex-direction:column;gap:0.75rem}.thank-you-back{margin:0;font-size:0.9375rem}.thank-you-back a{color:var(--color-navy-light);font-weight:600;text-decoration:none}.thank-you-back a:hover{color:var(--color-gold);text-decoration:underline}.thank-you-aside{display:flex;flex-direction:column;gap:1.25rem}.thank-you-trust-card, .thank-you-explore-card{padding:1.5rem;background:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm)}.thank-you-trust-label{margin:0 0 1rem;font-size:0.75rem;font-weight:700;letter-spacing:0.08em;text-transform:uppercase;color:var(--color-navy-light)}.thank-you-trust-list{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:0.75rem}.thank-you-trust-list li{display:flex;align-items:flex-start;gap:0.625rem;font-size:0.9375rem;color:var(--color-text);line-height:1.4}.thank-you-trust-list li svg{flex-shrink:0;width:1.125rem;height:1.125rem;margin-top:0.125rem;color:var(--color-primary)}.thank-you-explore-list{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:0.625rem}.thank-you-explore-list li a{display:flex;align-items:center;gap:0.5rem;font-size:0.9375rem;font-weight:500;color:var(--color-navy-light);text-decoration:none;transition:color var(--transition), gap var(--transition)}.thank-you-explore-list li a::before{content:'→';color:var(--color-primary);font-size:0.875rem;font-weight:700}.thank-you-explore-list li a:hover{color:var(--color-navy);gap:0.625rem}@media (min-width:540px){.thank-you-card{padding:3rem 2.5rem}.thank-you-actions{flex-direction:row;justify-content:center;flex-wrap:wrap;gap:0.875rem}.thank-you-actions .btn-lg{flex:1 1 auto;min-width:200px;max-width:240px}}.trust-badge--registro .trust-badge__text{font-size:0.75rem}.home-services-grid{display:grid;gap:1.5rem}.home-service-card{background:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-sm);transition:box-shadow var(--transition), transform var(--transition)}.home-service-card:hover{box-shadow:var(--shadow-md);transform:translateY(-3px)}.home-service-card__img-wrap{width:100%;height:180px;overflow:hidden}.home-service-card__img-wrap img{width:100%;height:100%;object-fit:cover;object-position:center;display:block;transition:transform 0.4s ease}.home-service-card:hover .home-service-card__img-wrap img{transform:scale(1.04)}.home-service-card__body{padding:1.375rem 1.5rem 1.5rem;display:flex;flex-direction:column;gap:0.625rem}.home-service-card__icon{background-color:var(--color-secondary) !important;color:var(--color-white) !important;margin-bottom:0.25rem}.home-service-card__title{margin:0;font-size:1.0625rem;font-weight:700;color:var(--color-navy);line-height:1.3}.home-service-card__text{margin:0;font-size:0.9375rem;color:var(--color-text-muted);line-height:1.55;flex:1}.facts-steps-grid{display:grid;gap:3rem}.facts-steps-col > .section-title{margin-bottom:1.5rem}.home-costa-divider{position:relative;min-height:280px;overflow:hidden;display:flex;align-items:center;justify-content:center;padding:3.5rem 1.5rem}.home-costa-divider img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 60%;display:block;z-index:1}.home-costa-divider__overlay{position:absolute;inset:0;background:linear-gradient(135deg, rgba(0, 50, 62, 0.75) 0%, rgba(0, 116, 143, 0.6) 100%);z-index:2}.home-costa-divider__content{position:relative;z-index:3;width:100%;max-width:800px;margin:0 auto;text-align:center;padding:2.5rem 2rem;background:rgba(0, 50, 62, 0.45);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border:1px solid rgba(255, 255, 255, 0.15);border-radius:var(--radius-lg);box-shadow:var(--shadow-lg), 0 20px 25px -5px rgba(0, 0, 0, 0.2);display:flex;flex-direction:column;align-items:center}.costa-divider__badge{display:inline-flex;align-items:center;gap:0.5rem;background:rgba(237, 206, 74, 0.15);border:1px solid var(--color-primary);color:var(--color-primary);font-size:0.725rem;text-transform:uppercase;font-weight:700;letter-spacing:0.1em;padding:0.35rem 0.85rem;border-radius:var(--radius-full);margin-bottom:1.25rem}.costa-divider__icon{width:14px;height:14px;flex-shrink:0}.costa-divider__title{font-size:clamp(1.75rem, 4.5vw, 2.5rem);font-weight:800;color:var(--color-white);margin:0 0 0.75rem 0;line-height:1.2;letter-spacing:-0.01em;text-shadow:0 2px 10px rgba(0, 0, 0, 0.3)}.costa-divider__subtitle{font-size:clamp(1rem, 2vw, 1.25rem);font-weight:400;color:rgba(255, 255, 255, 0.9);margin:0 0 1.75rem 0;line-height:1.5;text-shadow:0 2px 8px rgba(0, 0, 0, 0.2)}.costa-divider__locations{display:flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:0.5rem 0.85rem;padding-top:1.25rem;border-top:1px solid rgba(255, 255, 255, 0.15);width:100%}.costa-divider__locations span{font-size:clamp(0.85rem, 1.8vw, 0.95rem);font-weight:600;color:var(--color-primary);letter-spacing:0.02em;text-shadow:0 1px 4px rgba(0, 0, 0, 0.2)}.costa-divider__locations .dot{width:5px;height:5px;background-color:rgba(255, 255, 255, 0.35);border-radius:50%;display:inline-block}@media (min-width:540px){.home-services-grid{grid-template-columns:repeat(2, 1fr)}}@media (min-width:768px){.facts-steps-grid{grid-template-columns:1fr 1fr;gap:3rem 2.5rem;align-items:start}.home-costa-divider{min-height:320px;height:auto}}@media (min-width:1024px){.home-services-grid{grid-template-columns:repeat(4, 1fr)}.home-service-card__img-wrap{height:200px}.home-costa-divider{min-height:380px;height:auto}}@media (min-width:768px){.contact-hero-inner{grid-template-columns:1.1fr 0.9fr;align-items:center;gap:3rem}.contact-meta-cards{grid-template-columns:1fr}.contact-direct-actions{flex-direction:row}.thank-you-layout{grid-template-columns:1fr 340px;gap:2rem}.thank-you-page{align-items:center}}@media (min-width:960px){.contact-layout{grid-template-columns:360px 1fr;gap:2.5rem;align-items:start}}.process-hero{padding-block:3rem 2.5rem;background:linear-gradient(160deg, var(--color-navy-dark) 0%, var(--color-navy) 100%);position:relative;overflow:hidden}.process-hero::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse at 80% 20%, rgba(237, 206, 74, 0.07) 0%, transparent 55%);pointer-events:none}.process-hero-grid{display:grid;gap:2.5rem;position:relative}.process-hero-text .eyebrow{color:var(--color-primary);opacity:1}.process-hero-text h1{color:var(--color-white);margin:0 0 1rem;font-size:clamp(1.75rem, 4vw, 2.625rem);line-height:1.2}.process-hero-text .guide-hero-sub{color:rgba(255, 255, 255, 0.82);max-width:500px;margin-bottom:1.75rem}.process-hero-actions{display:flex;flex-wrap:wrap;gap:0.875rem}.process-hero-visual{position:relative;align-self:end}.process-hero-img{width:100%;height:auto;aspect-ratio:3 / 2;object-fit:cover;border-radius:var(--radius-lg);box-shadow:0 20px 60px rgba(0, 0, 0, 0.35);display:block}.process-hero-badge{position:absolute;bottom:-1rem;left:1.25rem;display:flex;align-items:center;gap:0.75rem;padding:0.875rem 1.25rem;background:var(--color-white);border-radius:var(--radius-md);box-shadow:var(--shadow-lg)}.process-hero-badge__icon{width:2.25rem;height:2.25rem;display:flex;align-items:center;justify-content:center;background:var(--color-primary);border-radius:var(--radius-full);flex-shrink:0;color:var(--color-navy)}.process-hero-badge__icon svg{width:1.25rem;height:1.25rem}.process-hero-badge strong{display:block;font-size:0.9375rem;font-weight:700;color:var(--color-navy);line-height:1.2}.process-hero-badge span{display:block;font-size:0.75rem;color:var(--color-text-muted);line-height:1.3;margin-top:0.125rem}.process-progress-bar{background:var(--color-white);border-bottom:1px solid var(--color-border);padding-block:1.125rem}.process-progress-inner{display:flex;align-items:center;gap:0;max-width:640px;margin-inline:auto}.process-progress-step{display:flex;flex-direction:column;align-items:center;gap:0.375rem;flex-shrink:0}.process-progress-step__num{width:2rem;height:2rem;display:flex;align-items:center;justify-content:center;border-radius:var(--radius-full);background:var(--color-bg-alt);border:2px solid var(--color-border);font-size:0.8125rem;font-weight:700;color:var(--color-text-muted);transition:background var(--transition), border-color var(--transition), color var(--transition)}.process-progress-step--active .process-progress-step__num{background:var(--color-primary);border-color:var(--color-primary);color:var(--color-navy)}.process-progress-step__label{font-size:0.6875rem;font-weight:600;text-transform:uppercase;letter-spacing:0.06em;color:var(--color-text-muted)}.process-progress-connector{flex:1;height:2px;background:var(--color-border);margin-bottom:1.125rem}.process-step-section{padding-block:3.5rem;background:var(--color-white)}.process-step-section--alt{background:var(--color-bg-alt)}.process-step-grid{display:grid;gap:2rem;align-items:center}.process-step-number{display:inline-flex;align-items:center;gap:0.5rem;padding:0.25rem 0.875rem;background:var(--color-primary);color:var(--color-navy);font-size:0.75rem;font-weight:800;letter-spacing:0.08em;text-transform:uppercase;border-radius:var(--radius-full);margin-bottom:0.875rem}.process-step-title{margin:0 0 1.125rem;font-size:clamp(1.25rem, 2.5vw, 1.625rem);color:var(--color-navy);line-height:1.25}.process-step-content > p{margin:0 0 1rem;color:var(--color-text-muted);line-height:1.7;font-size:1rem}.process-step-content > p:last-of-type{margin-bottom:0}.process-step-highlight{display:flex;align-items:flex-start;gap:0.625rem;margin-top:1.375rem;padding:1rem 1.125rem;background:var(--color-bg-muted);border-left:3px solid var(--color-primary);border-radius:0 var(--radius-sm) var(--radius-sm) 0}.process-step-highlight svg{flex-shrink:0;width:1.125rem;height:1.125rem;color:var(--color-secondary);margin-top:0.0625rem}.process-step-highlight p{margin:0;font-size:0.9375rem;font-weight:500;color:var(--color-navy);line-height:1.5}.process-step-img{width:100%;height:auto;aspect-ratio:3 / 2;object-fit:cover;border-radius:var(--radius-lg);box-shadow:var(--shadow-md);display:block}.process-mid-cta{background:linear-gradient(135deg, var(--color-navy-dark) 0%, var(--color-navy) 100%);padding-block:2.5rem}.process-mid-cta-inner{display:grid;gap:1.5rem;align-items:center}.process-mid-cta-eyebrow{margin:0 0 0.375rem;font-size:0.8125rem;font-weight:700;text-transform:uppercase;letter-spacing:0.08em;color:var(--color-primary)}.process-mid-cta-heading{margin:0;font-size:clamp(1.125rem, 2vw, 1.375rem);font-weight:700;color:var(--color-white);line-height:1.3}.process-mid-cta-actions{display:flex;flex-wrap:wrap;gap:0.875rem;flex-shrink:0}.process-links-section{background:var(--color-bg-alt);padding-block:3.5rem 4rem}.process-links-grid{display:grid;gap:1rem;margin-top:2rem}.process-link-card{display:grid;grid-template-columns:2.75rem 1fr;grid-template-rows:auto auto;gap:0.125rem 1rem;align-items:start;padding:1.25rem 1.375rem;background:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-md);box-shadow:var(--shadow-sm);text-decoration:none;transition:box-shadow var(--transition), transform var(--transition), border-color var(--transition)}.process-link-card:hover{box-shadow:var(--shadow-md);transform:translateY(-2px);border-color:var(--color-secondary)}.process-link-card__icon{grid-row:span 2;width:2.75rem;height:2.75rem;display:flex;align-items:center;justify-content:center;background:var(--color-bg-muted);border-radius:var(--radius-md);color:var(--color-secondary);flex-shrink:0}.process-link-card__icon svg{width:1.25rem;height:1.25rem}.process-link-card__title{display:block;font-size:0.9375rem;font-weight:700;color:var(--color-navy);line-height:1.3}.process-link-card__desc{display:block;font-size:0.8125rem;color:var(--color-text-muted);line-height:1.4}.process-final-cta{text-align:center;margin-top:3rem;padding-top:2.5rem;border-top:1px solid var(--color-border)}.process-final-cta p{margin:0 0 1.25rem;font-size:1.0625rem;color:var(--color-text-muted);font-weight:500}@media (min-width:640px){.process-links-grid{grid-template-columns:repeat(2, 1fr)}.process-mid-cta-inner{grid-template-columns:1fr auto;gap:2.5rem}}@media (min-width:768px){.process-hero{padding-block:4rem 5rem}.process-hero-grid{grid-template-columns:1fr 1fr;align-items:center;gap:3.5rem}.process-step-grid{grid-template-columns:1fr 1fr;gap:3.5rem}.process-step-grid--reverse .process-step-content{order:2}.process-step-grid--reverse .process-step-visual{order:1}}@media (min-width:1024px){.process-hero-grid{grid-template-columns:1.05fr 0.95fr}.process-links-grid{grid-template-columns:repeat(4, 1fr)}.process-step-grid{gap:5rem}}.hero-actions--two{flex-direction:row;flex-wrap:wrap;gap:0.875rem}.hero-actions--two .btn{flex:1 1 auto;min-width:0;white-space:nowrap}.hero__trust-wrap--spaced{margin-top:2.75rem;padding-bottom:0.5rem}.broker-section--spaced{padding-top:3.5rem !important;margin-top:3.75rem !important}@media (min-width:1024px){.hero__trust-wrap--spaced{margin-top:1.5rem;padding-bottom:0}.broker-section--spaced{padding-top:5rem !important;margin-top:4.5rem !important}}.faq-contact-section{background:var(--color-bg-alt);padding-block:3.5rem 4rem}.faq-contact-grid{display:grid;gap:3rem}.faq-contact-col{min-width:0}.faq-contact-col--faq .section-title, .faq-contact-col--form .section-title{text-align:left;margin-bottom:1.5rem}.faq-contact-col--form .section-lead{text-align:left;margin-bottom:1.5rem}.faq-contact-col--form.section-contact{background:var(--color-white);border-radius:var(--radius-lg);padding:2rem 1.75rem 2.25rem;box-shadow:var(--shadow-md);border:1px solid var(--color-border)}@media (min-width:992px){.faq-contact-grid{grid-template-columns:1fr 1fr;gap:3.5rem;align-items:start}.faq-contact-col--form{position:sticky;top:calc(var(--header-height) + 1.5rem)}}@media (min-width:1100px){.faq-contact-grid{grid-template-columns:1.05fr 0.95fr;gap:4.5rem}}.faq-contact-cta-card{margin-top:2rem;background:var(--color-white);border-radius:var(--radius-lg);padding:1.75rem 1.5rem;box-shadow:var(--shadow-md);border:1px solid var(--color-border)}.faq-contact-cta-card__title{font-size:1.25rem;font-weight:700;color:var(--color-navy);margin-top:0;margin-bottom:0.5rem}.faq-contact-cta-card__lead{font-size:0.9375rem;color:var(--color-text-muted);margin-bottom:1.25rem;line-height:1.5}.form-card-title{font-size:1.25rem;font-weight:700;color:var(--color-navy);margin-top:0;margin-bottom:1.25rem;line-height:1.3}.faq-contact-col--form .contact-form{padding:0;background:transparent;border:none;box-shadow:none}.faq-contact-col--form .contact-form .form-group{margin-bottom:0.625rem}.faq-contact-col--form .contact-form .form-group label{margin-bottom:0.125rem;font-size:0.8125rem}.faq-contact-col--form .contact-form .form-hint{margin-bottom:0.25rem;font-size:0.75rem}.faq-contact-col--form .contact-form .form-group textarea{min-height:4.25rem;height:4.25rem}.faq-contact-col--form .contact-form .form-group--checkbox{margin-bottom:0.625rem}.faq-contact-col--form .contact-form .form-trust{margin-top:0.5rem;font-size:0.75rem}.steps-card-wrapper{background-color:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-lg);box-shadow:var(--shadow-md);padding:1.5rem 1.25rem;margin-bottom:1.25rem}.steps-card-wrapper .steps-list{display:grid;gap:1.5rem}.steps-card-wrapper .step-item{display:grid;grid-template-columns:auto 1fr;gap:1.25rem;padding-bottom:0;position:relative;text-align:left}.steps-card-wrapper .step-item:not(:last-child)::after{display:none}.steps-card-wrapper .step-number{width:2.5rem;height:2.5rem;font-size:1rem;z-index:1}.steps-card-wrapper .step-content{display:flex;flex-direction:column;justify-content:center}.steps-card-wrapper .step-title{font-size:0.9375rem;font-weight:700;color:var(--color-navy);margin-bottom:0.25rem}.steps-card-wrapper .step-desc{font-size:0.8125rem;color:var(--color-text-muted);line-height:1.45;margin:0}.facts-steps-col .home-resource-links{text-align:center;margin-top:1rem}@media (min-width:768px){.steps-card-wrapper{padding:2rem 1.5rem;min-height:382px;display:flex;align-items:center}.steps-card-wrapper .steps-list{grid-template-columns:repeat(4, 1fr);gap:1rem;width:100%}.steps-card-wrapper .step-item{grid-template-columns:1fr;text-align:center;gap:0.75rem;align-content:start}.steps-card-wrapper .step-item:not(:last-child)::after{display:block;content:'';position:absolute;top:1.25rem;right:-0.5rem;left:auto;bottom:auto;width:calc(100% - 2.5rem + 1rem);height:2px;transform:translateX(50%);background:linear-gradient(90deg, var(--color-primary) 0%, var(--color-border) 100%);z-index:0}.steps-card-wrapper .step-number{margin-inline:auto}.steps-card-wrapper .step-title{margin-bottom:0.375rem;font-size:0.9375rem;min-height:2.25rem;display:flex;align-items:center;justify-content:center}.steps-card-wrapper .step-desc{font-size:0.8125rem;line-height:1.5}}.contact-split-layout{display:grid;gap:2.5rem}.contact-visual-card{background-color:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-md)}.contact-photo-container{position:relative;height:200px;width:100%}.contact-photo{width:100%;height:100%;object-fit:cover;object-position:center;display:block}.contact-photo-overlay{position:absolute;inset:0;background:linear-gradient(to bottom, transparent 30%, rgba(0, 31, 40, 0.4) 100%)}.contact-visual-content{padding:1.5rem 1.25rem}.contact-visual-heading{font-size:1.0625rem;font-weight:700;color:var(--color-navy);margin-top:0;margin-bottom:1rem;text-align:center}.contact-compact-reg{display:flex;align-items:center;gap:0.75rem;margin-top:1.5rem;padding-top:1.25rem;border-top:1px solid var(--color-border)}.contact-compact-reg__icon{width:2.25rem;height:2.25rem;display:flex;align-items:center;justify-content:center;background-color:var(--color-bg-muted);border-radius:var(--radius-full);color:var(--color-secondary);flex-shrink:0}.contact-compact-reg__icon svg{width:1.25rem;height:1.25rem}.contact-compact-reg__text{font-size:0.8125rem;font-weight:600;line-height:1.4;color:var(--color-navy)}.contact-expect-block--spaced{margin-top:2rem;padding:1.5rem;background:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm)}.contact-form-card{background-color:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-lg);padding:2rem 1.5rem;box-shadow:var(--shadow-md)}.contact-form-card .contact-form{padding:0;background:transparent;border:none;box-shadow:none}@media (min-width:768px){.contact-photo-container{height:250px}.contact-visual-content{padding:2rem 1.75rem}}@media (min-width:992px){.contact-split-layout{grid-template-columns:1fr 1fr;gap:3.5rem;align-items:start}.contact-photo-container{height:280px}.contact-expect-block--spaced{margin-top:2.5rem}}@media (min-width:1100px){.contact-split-layout{grid-template-columns:0.95fr 1.05fr;gap:4.5rem}}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0, 0, 0, 0);white-space:nowrap;border:0}.blog-grid{display:grid;grid-template-columns:1fr;gap:2rem;margin-bottom:3rem}@media (min-width:768px){.blog-grid{grid-template-columns:repeat(2, 1fr)}}@media (min-width:1024px){.blog-grid{grid-template-columns:repeat(3, 1fr)}}.blog-card{display:flex;flex-direction:column;background-color:var(--color-white, #ffffff);border:1px solid var(--color-border, #e2e8f0);border-radius:var(--radius-lg, 8px);overflow:hidden;box-shadow:var(--shadow-sm, 0 1px 3px rgba(0,0,0,0.1));transition:transform var(--transition, 0.2s ease), box-shadow var(--transition, 0.2s ease), border-color var(--transition, 0.2s ease)}.blog-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md, 0 4px 6px rgba(0,0,0,0.1));border-color:var(--color-primary, #00748F)}.blog-card__image-link{display:block;width:100%;aspect-ratio:16 / 10;overflow:hidden;background-color:var(--color-bg-alt, #f7fafc)}.blog-card__thumb{width:100%;height:100%;object-fit:cover;transition:transform 0.3s ease}.blog-card:hover .blog-card__thumb{transform:scale(1.03)}.blog-card__content{display:flex;flex-direction:column;flex-grow:1;padding:1.5rem}.blog-card__title{margin:0 0 0.75rem 0;font-size:1.15rem;font-weight:700;line-height:1.4}.blog-card__title a{color:var(--color-navy, #001f28);text-decoration:none;transition:color var(--transition, 0.2s ease)}.blog-card__title a:hover{color:var(--color-primary, #00748F)}.blog-card__desc{margin:0 0 1.5rem 0;font-size:0.925rem;color:var(--color-text-muted, #718096);line-height:1.5;flex-grow:1}.blog-card__meta{display:flex;align-items:center;justify-content:space-between;margin-top:auto;padding-top:1rem;border-top:1px solid var(--color-border, #e2e8f0)}.blog-card__date{font-size:0.85rem;color:var(--color-text-muted, #718096)}.blog-card__more{font-size:0.875rem;font-weight:700;color:var(--color-primary, #00748F);text-decoration:none;display:flex;align-items:center;gap:0.25rem;transition:color var(--transition, 0.2s ease)}.blog-card__more:hover{color:var(--color-navy, #001f28)}.blog-pagination{display:flex;align-items:center;justify-content:center;gap:0.5rem;margin-block:3rem 1rem}.pagination-btn{display:inline-flex;align-items:center;justify-content:center;min-width:2.5rem;height:2.5rem;padding:0.5rem 0.75rem;font-size:0.9rem;font-weight:600;color:var(--color-navy, #001f28);background-color:var(--color-white, #ffffff);border:1px solid var(--color-border, #e2e8f0);border-radius:var(--radius-md, 6px);text-decoration:none;transition:background-color var(--transition, 0.2s ease), border-color var(--transition, 0.2s ease), color var(--transition, 0.2s ease)}.pagination-btn:hover:not(.pagination-btn--disabled){background-color:var(--color-bg-alt, #f7fafc);border-color:var(--color-primary, #00748F);color:var(--color-primary, #00748F)}.pagination-btn--active{background-color:var(--color-primary, #00748F);border-color:var(--color-primary, #00748F);color:var(--color-white, #ffffff);cursor:default}.pagination-btn--disabled{color:var(--color-text-muted, #a0aec0);background-color:var(--color-bg-alt, #f7fafc);cursor:not-allowed;opacity:0.6}.blog-article-layout{display:grid;grid-template-columns:minmax(0, 1fr) 340px;gap:3.5rem;align-items:flex-start}@media (max-width:768px){.blog-article-layout{grid-template-columns:1fr;gap:2.5rem}}.blog-sidebar{display:flex;flex-direction:column;gap:1.75rem;position:sticky;top:100px}.blog-sidebar-widget{background:#ffffff;border:1px solid var(--color-border, #e2e8f0);border-radius:12px;padding:1.75rem;box-shadow:0 4px 16px rgba(0, 0, 0, 0.03)}.blog-sidebar-widget--cta{background:linear-gradient(135deg, #003948 0%, #00748F 100%);color:#ffffff;border:none;box-shadow:0 10px 25px rgba(0, 116, 143, 0.25)}.blog-sidebar-widget--trust{border-left:4px solid var(--color-primary, #00748F);background:#f8fafc}.sidebar-link:hover{color:var(--color-primary, #00748F) !important;text-decoration:underline}